Ok, I know I'm asking weird questions here but I googled it and still can't figure it out. I get a credit card from my bank, I've never activated it and they just sent me a new one. My mom thinks that if I close it it will hurt my credit score, but I want to close it so I don't have a card floating around. Does anyone know what I should do? Keep it with or without activating it, toss it, call and cancell the account? It says I've been a cardholder since '06 but I do have two or three other credit cards.