Where's George???

[dusty's mom]

Originally Posted by captiva

I have to step in on this credit thing. As far as lending goes, it is good to at least keep a very small balance on something. If you don't have any credit over a long period, it can be a pain when you apply for financing.

If you seriously want to know what helps or what hurts your score, talk to the loan officer at your local bank, or where you might want to borrow money for a large purchase.