I don't know exactly where to post this, but it might be helpful to people are new cat owners so here goes....
The hardest part of my reading here over the last year are the large number of posts from people who can't afford vet visits. So before you need it please consider getting pet insurance.
I won't shill for any company, but I can tell you one of the best decisions I made was getting it when the kittens were about three months old. I have a high deductible policy ($1,000) and it's very affordable - $10 bucks a month per cat. Getting it early is also essential, all policies have pre-existing condition clauses and if you wait that condition won't be covered. The key is to get it while your cats are young and healthy so there's no question when you file a claim that it's covered.
Anyway, this is on my mind because I just got more than 3 times my annual premiums back because of one hospitalization. And I hope I never use it again, but it's nice that I was able to be able to make decisions based on what ideally I wanted to do for treatment rather than sweating bullets over the cost.
So that's my two cents for what it's worth - high deductible pet insurance policy coupled with a savings account for the deductible. Mine covers drugs as well, but you can buy policies cheaper without that.
The hardest part of my reading here over the last year are the large number of posts from people who can't afford vet visits. So before you need it please consider getting pet insurance.
I won't shill for any company, but I can tell you one of the best decisions I made was getting it when the kittens were about three months old. I have a high deductible policy ($1,000) and it's very affordable - $10 bucks a month per cat. Getting it early is also essential, all policies have pre-existing condition clauses and if you wait that condition won't be covered. The key is to get it while your cats are young and healthy so there's no question when you file a claim that it's covered.
Anyway, this is on my mind because I just got more than 3 times my annual premiums back because of one hospitalization. And I hope I never use it again, but it's nice that I was able to be able to make decisions based on what ideally I wanted to do for treatment rather than sweating bullets over the cost.
So that's my two cents for what it's worth - high deductible pet insurance policy coupled with a savings account for the deductible. Mine covers drugs as well, but you can buy policies cheaper without that.
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