My husband and I are both nearing retirement age. We are both 64. I had hoped to retire this year in October when I qualify for medicare BUT that is now up in the air. My husband had planned on working full time until he was 67, but I am afraid that isn't going to happen. He is having health issues. While they aren't life threatening it does interfere with his work. I carry the health insurance through my job so I may have to stay on for that and to supplement the income if he has to go part time. I have to say that lately my job has been tough for me. I run the floral shop in a regional supermarket. Most people think that all I do is play with flowers. It is a physically and mentally demanding job - heavy lifting, on my feet on concrete floors 8 hours a day, pulling U-boats fully loaded with cases of plants/flowers not to mention the stress. Planning holidays, ordering correctly, dealing with help problems (usually no help at all!) etc. This is why I am not active much around holiday times here on the site. Don't mind me, I am just having a pity party - things will go the way they are supposed and we will deal with it.