So I have a decision to make and am looking for some advice.
I'm in a serious relationship right now with a guy named Chris. We've been dating about 9 months, and we talk about getting married in a year or so.
I technically live with my parents, but in reality I spend every night at my boyfriend's apt where he lives with a male roommate, who's a nice guy. (and my two cats!)
Chris is buying an apt soon - a 2 bedroom in a nice bldg where we could live for a long time, get married, have a baby etc.
The problem is that the mortgage and maintnence is a bit of a financial stretch for him right now so we're considering having his current roommate move into the second bedroom and pay him rent.
That takes a lot of financial burden off of me because since I'm only working part-time and (hopefully) will be in nursing school next fall, I don't have much income.
But of course having a third wheel in the apt is a little strange and might sort of stifle our ability to grow as a couple. Plus it's another boy to clean up after and since he's a single guy he's more in a party stage of life, whereas Chris and I are in a couple stage.
Chris has said that of course he'd rather have it just be the two of us, but in that case he'd need me to contribute to the monthly payments which is fair.
I have quite a bit of savings, so I can afford it.
I'm just wondering what the smart thing is to do:
Have the roommate live with us and pay rent until Chris and I are actually engaged?
Or jumpstart couple life and live together alone, and use some of my savings to help pay for the apt?
The only real issue I have with kicking in my savings is what if we broke up and I was all bitter and angry that I threw away a few thousand dollars?
Not that I think we'll break up, but you never know.
It's a gamble.....
I'm in a serious relationship right now with a guy named Chris. We've been dating about 9 months, and we talk about getting married in a year or so.
I technically live with my parents, but in reality I spend every night at my boyfriend's apt where he lives with a male roommate, who's a nice guy. (and my two cats!)
Chris is buying an apt soon - a 2 bedroom in a nice bldg where we could live for a long time, get married, have a baby etc.
The problem is that the mortgage and maintnence is a bit of a financial stretch for him right now so we're considering having his current roommate move into the second bedroom and pay him rent.
That takes a lot of financial burden off of me because since I'm only working part-time and (hopefully) will be in nursing school next fall, I don't have much income.
But of course having a third wheel in the apt is a little strange and might sort of stifle our ability to grow as a couple. Plus it's another boy to clean up after and since he's a single guy he's more in a party stage of life, whereas Chris and I are in a couple stage.
Chris has said that of course he'd rather have it just be the two of us, but in that case he'd need me to contribute to the monthly payments which is fair.
I have quite a bit of savings, so I can afford it.
I'm just wondering what the smart thing is to do:
Have the roommate live with us and pay rent until Chris and I are actually engaged?
Or jumpstart couple life and live together alone, and use some of my savings to help pay for the apt?
The only real issue I have with kicking in my savings is what if we broke up and I was all bitter and angry that I threw away a few thousand dollars?
Not that I think we'll break up, but you never know.
It's a gamble.....