I don't have any set formal budge, but I know what we can and cannot afford (without going under in credit card debt!) and there is a set amount that I don't like my checking account to dip below.
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Radio question of the day: 03/26/07
- Thread starter kittylover4ever
- Start Date
I budget. Have to since Mom is on Social Security and I'm on disability.
But I make room in the budget for chocolate.
But I make room in the budget for chocolate.
Well it depends on what I want. Since I'm looking into a new house I'm a littl emore budget conscious, but usually I just spend and hope.
It depends on the day.
I guess you could say that I budget because I have bills that are pretty much the same from month to month and usually I don't spend too much other things.
Then there are the days when I shop on line and $20 here and $30 there ends up to be a lot more than I planned.
I try not to have too many of those days.
I guess you could say that I budget because I have bills that are pretty much the same from month to month and usually I don't spend too much other things.
Then there are the days when I shop on line and $20 here and $30 there ends up to be a lot more than I planned.
I try not to have too many of those days.
Heck no way... With 3 huge boys I have to budget like mad and payday is only 1x a month... Now Abby on the way I have to do it more.
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I budget, my mum taught me how when I got my first part time job as a teenager
Does anyone also shop looking at the size and oz and what the better deal is.. I even clip a coupon if I have to.
While we don't have a strict budget our fixed expenses vary little from month to month.
Of course our income took a bit hit when my office closed and wth me being self employed I am not earning what I used to. But on the other hand I don't spend nearly what I did on clothes, shoes etc for a office job. (*Sigh*)
We save quite a bit each month and leave just a minimal amount in the checking acct for groceries, gas etc....
I get "accused" however of still spending too much-I mean if you are going to repaint a room you are going to need new decorating items-right???
I shop sales and use coupons when I can though.
Of course our income took a bit hit when my office closed and wth me being self employed I am not earning what I used to. But on the other hand I don't spend nearly what I did on clothes, shoes etc for a office job. (*Sigh*)
We save quite a bit each month and leave just a minimal amount in the checking acct for groceries, gas etc....
I get "accused" however of still spending too much-I mean if you are going to repaint a room you are going to need new decorating items-right???
I shop sales and use coupons when I can though.
