Good morning!
And Happy Friday!
I hope this is an interesting question for us to discuss today: How do you pay for things?
By that, I mean, do you still carry money and are you primarily a pay cash for everything person? Do you still write a lot of checks? Or do you put it all on a charge card, then pay the card?
For the most part, we either pay in cash (groceries, gas, restaurants, etc.) or if we do put something on the card, the card has to be paid in full every month.
I still keep a Christmas Club every year. But I keep a portion set aside.....anything we buy for Christmas presents with the card will be completely paid in January with the money that I've set aside for Christmas. (I also use part of the Christmas club for something for the house; last year we bought our shed. This year, we're using it to do the bedroom over (new windows, new doors, new floor, etc.)
We write a few checks every month: cable, electricity, insurances. We're starting to pay more things online as we go.
Rick's pay checks have been direct-deposited now for quite a while now; however, I still receive an actual pay check. That will change at the beginning of the year when I go to direct-deposit.
I hope this is an interesting question for us to discuss today: How do you pay for things?
By that, I mean, do you still carry money and are you primarily a pay cash for everything person? Do you still write a lot of checks? Or do you put it all on a charge card, then pay the card?
For the most part, we either pay in cash (groceries, gas, restaurants, etc.) or if we do put something on the card, the card has to be paid in full every month.
I still keep a Christmas Club every year. But I keep a portion set aside.....anything we buy for Christmas presents with the card will be completely paid in January with the money that I've set aside for Christmas. (I also use part of the Christmas club for something for the house; last year we bought our shed. This year, we're using it to do the bedroom over (new windows, new doors, new floor, etc.)
We write a few checks every month: cable, electricity, insurances. We're starting to pay more things online as we go.
Rick's pay checks have been direct-deposited now for quite a while now; however, I still receive an actual pay check. That will change at the beginning of the year when I go to direct-deposit.