2, 6 if you count department store credit cards. However I don't use those and have been meaning to cancel them for a couple of years since I don't shop at those stores anymore.
One....that's down from like 7 or 8! Dh and I spent just over 2 years paying off +$25,000 in CCard debt. Thank the LORD we did that before I got laid off in June.
Now we only use that card for online purchase and things like that. Otherwise it's cash or we don't get it. But in our defense, we racked up quite a bit of that debt with a failed business.
3... I have 4, but 1 I used to get my furniature with & paid off the next week, it was my 1st credit card that helped me get good credit... all mine WILL be paid off by next year at this time though!!