Back in Jan of 2001 I bought a VW Beetle, by mistake VW credit sent me the title. I have had the title since then. In august I got a letter from them saying they were missing my title and they wanted me to fill out paper work so they could get a new one. I called them and told them I had MY title. Well they keep calling and bugging me that they need my title because NJ doesn't hold titles. If they could make a mistake and send me my title (too my inlaws, whom I donot speak to, address to top it!) who is to say they aren't going to make some other kind of mistake. What would you do? What could they do to me? I have been paying the bills on time, and I want to keep MY title. There aren't enough hours in my day to screw around with all the paper work and making copies of drive ids and what not. I'm I being b*tchy or would you do the same thing?