If they're not spayed/neutered, get it all done at the same time, otherwise just do it ASAP.
My girls all have HomeAgain chips, and I've never been charged an annual fee. I would be very surprised if they demanded an annual fee and refused to give out information on a found pet.
My girls all have HomeAgain chips, and I've never been charged an annual fee. I would be very surprised if they demanded an annual fee and refused to give out information on a found pet.