$500 deductible? This means they will barely cover you for anything, really... Only if your cat has a surgery, or a very serious issue... But ir he/she has something on the 200-300-400s which is very common, you will be out of luck... Quite frankly, I would look elsewhere. I pay that for $100 deductible.Originally Posted by purrrplej
That is a good idea, to start an emergency fund. I have decided to do that, as well, in addition to possibly getting insurance. Since I would have to pay any big vet bills up-front before getting reimbursed by insurance, anyway. Though my vet says they work with people on payment plans, etc.
I think I am going to try the Purina insurance plan. For under $15/month, they have pretty good coverage - no per-incident max, $20,000 yearly max, no lifetime max, provision for continuing care for chronic illnesses, etc. The reimbursement rate is 80 percent, and the $14.70/month rate is with a $500 deductible. They, of course, have plans for higher premiums with lower deductibles... This is one of the better plans I've found, in terms of cost and coverage.