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- Jun 15, 2016
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Hi
I have a recently adopted older cat with a few health problems. Best guess is 12-15 years old. She has: early stage 3 kidney disease, one eye lost to an infection some time back. Arthritis. A low grade heart murmur. Hypertension (not sure on the accuracy of the reading given how stressed she became at the vet, but definitely elevated.) No issues with diabetes, hyperthyroid, potassium.. The only sign I had of trouble was the amount of water she was drinking and a little drooling while she sleeps. She is still hydrated enough to not require fluids at home.
She is also: still jumping on all the counters. The queen of the house and the only one who will stare down the vacuum cleaner. The owner of any and all catnip toys on the premises. She loves her time on the catio, has had no issues with her appetite (I have to guard my food carefully - she is quiet and she can still move quickly when the mood takes her) and is a big love. She has slept with me since day 1 and while she was known at the shelter for not caring much for other cats she has taken my youngest (just 1 year old) as her best friend and I often find them curled up together in the sun. I'll give her anything I can while I have her.
All of my other cats have insurance. It saved me quite a bit when one of the girls had her fight with lymphoma and meant that I wasn't put in a position of letting her care become a financial decision. However - finding insurance at a decent rate for an older cat in good health is hard enough. With pre-existing conditions excluded I'm not sure that she would be covered for much other than a cancer diagnosis or an accident of some sort. Given all of her other health issues and how stressed she becomes with being handled at the vet, if we were faced with a cancer diagnosis (and thankfully this is one thing of which we have found no sign) I doubt I would opt for very aggressive treatment. Palliative measures - of course, though as I recall those weren't necessarily expensive enough to pay 30-50/month for insurance that covers maybe 75% of treatment after a fairly high deductible.
So - does anybody here know of good options for insurance for an older cat?
I have a recently adopted older cat with a few health problems. Best guess is 12-15 years old. She has: early stage 3 kidney disease, one eye lost to an infection some time back. Arthritis. A low grade heart murmur. Hypertension (not sure on the accuracy of the reading given how stressed she became at the vet, but definitely elevated.) No issues with diabetes, hyperthyroid, potassium.. The only sign I had of trouble was the amount of water she was drinking and a little drooling while she sleeps. She is still hydrated enough to not require fluids at home.
She is also: still jumping on all the counters. The queen of the house and the only one who will stare down the vacuum cleaner. The owner of any and all catnip toys on the premises. She loves her time on the catio, has had no issues with her appetite (I have to guard my food carefully - she is quiet and she can still move quickly when the mood takes her) and is a big love. She has slept with me since day 1 and while she was known at the shelter for not caring much for other cats she has taken my youngest (just 1 year old) as her best friend and I often find them curled up together in the sun. I'll give her anything I can while I have her.
All of my other cats have insurance. It saved me quite a bit when one of the girls had her fight with lymphoma and meant that I wasn't put in a position of letting her care become a financial decision. However - finding insurance at a decent rate for an older cat in good health is hard enough. With pre-existing conditions excluded I'm not sure that she would be covered for much other than a cancer diagnosis or an accident of some sort. Given all of her other health issues and how stressed she becomes with being handled at the vet, if we were faced with a cancer diagnosis (and thankfully this is one thing of which we have found no sign) I doubt I would opt for very aggressive treatment. Palliative measures - of course, though as I recall those weren't necessarily expensive enough to pay 30-50/month for insurance that covers maybe 75% of treatment after a fairly high deductible.
So - does anybody here know of good options for insurance for an older cat?