I have a problem. A couple of months ago, I noticed that Meeko had a lump on his back. At his annual checkup a month ago the vet told me that it should be cut off. Then she gave me an estimate for how much that would cost - close to $800 (he is ten years old, so they have to do tests before they will put him under). She said that since he doesn't have any symptoms, having the lump removed was not urgent, but should be done sooner rather than later - that was around a month ago - yesterday I checked and noticed that the lump has gotten bigger - so I would like to have it removed as soon as possible. Problem is, I physically do not have $800 - not even close - I have been saving since I was told about this, but I'm a university student and it will be months before I have that much saved - and I don't want to wait months (borrowing the money is not an option, as the only people I'm close enough to to ask to borrow money are my parents, and while they would probably lend me money for some things, they have a very different attitude toward animals than I do [basically that they are dispensable], and I know there is no way they would give me hundreds of dollars for the cat to have surgery) so now I'm looking into a vet who will let me make a down payment and then make monthly payments thereafter until it is paid off. Our old vet (in a different city) did this, but my vet here does not, and I am having a hard time finding one that does - do vets even still do this? If so, does anyone know how I would locate one? I have been calling around, with no luck. I know there are websites that list low cost spay/neuter places by location - is there anything similar that would tell me if there are any vets in my area who would take payments? Thanks in advance if anyone has any info!