Unfortunately, I wont be covered by Ontario's health care for another year - so I get to pay $85 a visit to the doc (I get reimbursed through my healthcare but they don't accept it at the dr's so I have to pay and wait for it back)
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How much does a DR visit usually cost you?
- Thread starter MoochNNoodles
- Start Date
Yikes -how come you're not covered?
Howcome??!!
In the U.S., your job may or may not offer health care, and if it does, you usually have an amount deducted from your paycheck each month. You can have dependents and/or maybe other family members covered, and more money is deducted from your paycheck. Most of these health care plans also have deductables and co-payments, and usually a percentage of the cost of prescriptions is covered. If you are self-employed, you choose and buy your own health care coverage. Sometimes the lure of a job offer is the health coverage offered!
In Canada (B.C. anyway), you can see a GP or referred specialist for free if you are a permanent resident or citizen. (It took TWO YEARS after all my paperwork was in for me to get permanent residency, even though my husband is a citizen and was hired to come here by the Canadian government. We had to buy independent coverage for that time.) Most necessary surgeries are covered, too. We have extra coverage in the form of prescription coverage, private hospital rooms, eye and dental care, which some is covered by work, some we pay.
We've found Canadian taxes to be higher than any U.S. states we've lived in, even those with both federal and state taxes. The lowest was Texas, with no state tax at all.
Cheers, from
SwampWitch
In Canada (B.C. anyway), you can see a GP or referred specialist for free if you are a permanent resident or citizen. (It took TWO YEARS after all my paperwork was in for me to get permanent residency, even though my husband is a citizen and was hired to come here by the Canadian government. We had to buy independent coverage for that time.) Most necessary surgeries are covered, too. We have extra coverage in the form of prescription coverage, private hospital rooms, eye and dental care, which some is covered by work, some we pay.
We've found Canadian taxes to be higher than any U.S. states we've lived in, even those with both federal and state taxes. The lowest was Texas, with no state tax at all.
Cheers, from
SwampWitch
I agree.Originally Posted by Moz
Paying to just see a doctor must suck!
However, Canada does have a two tier health care system. Those who don't want to wait for procedures and tests and surgery can go to private clinics and pay for the service themselves. I'm not sure if there is insurance that helps defer that cost, but I know that the Provincial health care doesn't cover such things at private clinics.
To answer the OP's question, I think someone else explained it best: You're only responsible for the definite: your co-pay at the time of service. They bill your insurance and whatever the insurance doesn't pay, they bill you.
My co-pay is $20, and my health plan is the ONLY thing I really like. Who knew, I don't mind an HMO.
Anyways, although the US government hasn't been popular lately, I do like the VA system. The downside is when B goes in for a visit we're there a minimum of 4 hours just waiting. Otherwise it works out, he sees who he needs to see without getting into a car and driving to a different office, he barely pays for meds (i.e. his insulin is like $2 a bottle) and pays little for the office visit. All he had to do was serve the army for 6 years.
Whereas I am paying $160 per month in health/dental/vision and still pay out of pocket. Plus the company I work for just changed the Rx coverage to be 10/40...which wouldn't be so bad if I really could use the generic BC (makes me really depressed). So $40 for my anti-family pills.
My co-pay is $20, and my health plan is the ONLY thing I really like. Who knew, I don't mind an HMO.
Anyways, although the US government hasn't been popular lately, I do like the VA system. The downside is when B goes in for a visit we're there a minimum of 4 hours just waiting. Otherwise it works out, he sees who he needs to see without getting into a car and driving to a different office, he barely pays for meds (i.e. his insulin is like $2 a bottle) and pays little for the office visit. All he had to do was serve the army for 6 years.
Whereas I am paying $160 per month in health/dental/vision and still pay out of pocket. Plus the company I work for just changed the Rx coverage to be 10/40...which wouldn't be so bad if I really could use the generic BC (makes me really depressed). So $40 for my anti-family pills.
- Thread Starter Thread Starter
- #28
$36 for mine....
