- Joined
- Mar 1, 2005
- Messages
- 2,568
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I just received my credit card bill and there is a note at the end that says that since I am such a good customer, they have increased my credit limit by $1000. This is not the first time they have increased my credit limit without me asking or without even telling me beforehand. The first few increases I didn't mind because my original credit limit was low, but now it is getting excessive. I don't need such a high limit and I know it can work against me if I ever apply for a mortgage or another type of loan.
I tried calling them but couldn't get a human being on the phone
They have a section where I was given the option of applying for a credit limit decrease but I wasn't sure if that was the best way to go. Will applying for a credit limit decrease hurt my credit rating?
I tried calling them but couldn't get a human being on the phone