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- Dec 8, 2010
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We have decided to take Hobbes to the cardiologist in April and since it will not be cheap, we are thinking of applying for Care Credit. I was researching the card online and it seems that people really dislike the card and the companyâ€[emoji]8482[/emoji]s practices and the card gets really poor ratings. So I was wondering if anyone had any experiences with it and what do you think about it. I understand that like any credit card I can be penalized heavily for not paying bills on time or pay off within the no-interest period and that does not bother me as much since I play to pay on time. Also depending on the amount, and if I feel I cannot pay within the allocated period, I will not use this card since the rates are very steep. I am more concerned if the company has other “predatory†tendencies or if having this card adversely affects your credit rating (DH once had a card that was especially for people with no credit/ poor credit/ trying-to-repair-credit and it did adversely affect his credit worthiness) etc. Would you to hear if anyone had any experience – good or bad- with them. Thanks.