Has anyone else seen this before? I bank with Bank of America. I've never had a problem with them before, and I called at 5:00 this morning when I noticed it and the lady in the "lost / stolen" dept (the only dept open at that hour) was very nice about looking at my account with me but she wasn't sure what's going on either. All she could tell me is maybe for some reason they're verifying the deposit, therefore it does reflect in my available balance, but isn't showing in my actual balance yet. I told her I verified that it had posted prior to spending any money, and that it didn't make sense because it posted yesterday overnight, not last night overnight.
My direct depost from my employer usually posts overnight Thursday night/Friday morning. I checked my account at work yesterday, saw that payroll had posted, and went on to pay my rent and some other bills due at the beginning of the month. It wasn't pending, it reflected as posted.
I checked my account this morning, my available balance reflects the proper amount after reconciling against my purchases yesterday. However, now I don't see my direct deposit and my actual balance is in the red! I work in finance for a living and wouldn't have spent money I wasn't reasonably sure was there. I took screenshots of my "available balance" vs. "actual balance" this morning to dispute any over draft fees, but I've never seen anything like this before with my direct deposits?
I guess I'm just freaking out I'm going to be hit with overdraft fees for something that can't possibly be considered my fault, I haven't overdrafted in years
My direct depost from my employer usually posts overnight Thursday night/Friday morning. I checked my account at work yesterday, saw that payroll had posted, and went on to pay my rent and some other bills due at the beginning of the month. It wasn't pending, it reflected as posted.
I checked my account this morning, my available balance reflects the proper amount after reconciling against my purchases yesterday. However, now I don't see my direct deposit and my actual balance is in the red! I work in finance for a living and wouldn't have spent money I wasn't reasonably sure was there. I took screenshots of my "available balance" vs. "actual balance" this morning to dispute any over draft fees, but I've never seen anything like this before with my direct deposits?
I guess I'm just freaking out I'm going to be hit with overdraft fees for something that can't possibly be considered my fault, I haven't overdrafted in years