Well, today was going great... my Interior Design course arrived and it looks fantastic - can't wait to get started.... yep, the day was going good until around 2:00pm, when I got a call from hubby to say our mortgage lender has now decided not to lend to us What really bugs me though is that we were right in the final stages - just waiting to sign the mortgage papers and exchange contracts and that would have been it!! over!! But noooo.... they now decide that they don't want to lend to us cos my husband is self employed and they don't understand his Tax form?!?!!??! I mean, we explained this all to them before they agreed to the mortgage, we evn sent them loads of papers which prove hubbys income?!?! So why all of a sudden have they decided to back out?!? Now we have to start all over again with another company.... the only other company who will happily lend to self employed people want a 10% deposit instead of the 5% average.... which is do-able but it means we won't have hardly any money left to do the house up.... this really sucks - we were supposed to be moving in about 3 weeks, now we have to wait about another 6 weeks.....
post #1 of 23
4/16/02 at 6:50am