I am Sooooooooooooo ticked off! Some lady hit my car Saturday. It was a year and 2 days old. I'm 45 years old and this is the first new car I ever had.
She was stopped in a parking place when I pulled in. Her brake lights were not on. I didn't even know whether or not someone was inside. I pulled in behind her, looked to the rear, began backing - attempting to back into the space next to her. Then she started backing up, so I stopped and beeped my horn - actually, I laid on it. She kept backing up, so I tried to change gears so I could pull forward to avoid her, but I couldn't do it in time.
We got out of our vehicles and I said "You hit me!" She said - now get this - "You weren't there!" (Well, I WAS there long enough to pull in behind her, turn around, begin backing, stop, blow my horn, and try to change gears). She tells me again "You weren't there - I don't know how fast you pulled in here, but I looked both ways" (maybe so, but she DIDN'T look in back of her!).
She kept telling me I wasn't there. Finally I said "Lady, I didn't just drop out of the sky!" She said (here's a good one)
"Its been my experience that people who say that are usually lying." (OK, I admit it - I used my transporter and dropped out of the sky.)
I insisted we call the cops. They came and found her at fault, but did NOT give her a citation. I got the police report and it doesn't list any of the accident details, but the officer told me that all I would need for my insurance company is the report number and they would give them the details. I went home immediately and reported the claim to USAA.
An adjuster called me this morning. I explained how the accident happened again and he said to me "Most of the time parking lot accidents are paid 50/50." WHAT?????????????? I wasn't even moving. I tried to avoid her, but she kept backing. She hit me! My adjuster said that he would try to back me, but if her story is different than mine, its my word against hers. I said - "What about the police report?" He says "The police were not there when it happened!"
My next option (which is, of course my first choice) is to go through her insurance company as a liability claim. Her insurance company SHOULD pay so that I don't have to absorb the deductible. If MY insurance company is already thinking 50/50, what chance do I have with HER insurance company? Anyway, I called State Farm and got the claim number, but they said they need to talk to her first.
Does anyone have any suggestions? Hopefully, she won't lie, but based on her attitude, I need to be prepared.
She was stopped in a parking place when I pulled in. Her brake lights were not on. I didn't even know whether or not someone was inside. I pulled in behind her, looked to the rear, began backing - attempting to back into the space next to her. Then she started backing up, so I stopped and beeped my horn - actually, I laid on it. She kept backing up, so I tried to change gears so I could pull forward to avoid her, but I couldn't do it in time.
We got out of our vehicles and I said "You hit me!" She said - now get this - "You weren't there!" (Well, I WAS there long enough to pull in behind her, turn around, begin backing, stop, blow my horn, and try to change gears). She tells me again "You weren't there - I don't know how fast you pulled in here, but I looked both ways" (maybe so, but she DIDN'T look in back of her!).
She kept telling me I wasn't there. Finally I said "Lady, I didn't just drop out of the sky!" She said (here's a good one)
I insisted we call the cops. They came and found her at fault, but did NOT give her a citation. I got the police report and it doesn't list any of the accident details, but the officer told me that all I would need for my insurance company is the report number and they would give them the details. I went home immediately and reported the claim to USAA.
An adjuster called me this morning. I explained how the accident happened again and he said to me "Most of the time parking lot accidents are paid 50/50." WHAT?????????????? I wasn't even moving. I tried to avoid her, but she kept backing. She hit me! My adjuster said that he would try to back me, but if her story is different than mine, its my word against hers. I said - "What about the police report?" He says "The police were not there when it happened!"
My next option (which is, of course my first choice) is to go through her insurance company as a liability claim. Her insurance company SHOULD pay so that I don't have to absorb the deductible. If MY insurance company is already thinking 50/50, what chance do I have with HER insurance company? Anyway, I called State Farm and got the claim number, but they said they need to talk to her first.
Does anyone have any suggestions? Hopefully, she won't lie, but based on her attitude, I need to be prepared.
