The "What's on your mind?" Thread -2017

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Margret

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Just fine.  No adverse reactions.  My eyes are definitely not swelling shut.  I think it was a CoverGirl concealer that caused that one.  Fun times.  Usually I only have problems with cheap stuff but sometimes, even the well known brands do it.  I have to be careful with everything.  It gets old at times.
I noticed a long time ago that I seem to be allergic to everything made by L’Oréal.  I've no idea what the common ingredient is, but whatever it is the entire brand name is contaminated with it. 


I'm glad to hear that your current choices are working for you.

Margret
 

tallyollyopia

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Looks good!
 
I think perhaps the word you need is "solitude."  Being lonely is the pits.  But solitude, ah, that is a blessing.

Margret
They don't understand that word either. 

 
Just fine.  No adverse reactions.  My eyes are definitely not swelling shut.  I think it was a CoverGirl concealer that caused that one.  Fun times.  Usually I only have problems with cheap stuff but sometimes, even the well known brands do it.  I have to be careful with everything.  It gets old at times.
Congratulations! 
 

raina21

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I'm on a train to chicago right now. I'm going to a Twenty One Pilots concert there this evening.

Unfortunately for me the ONLY train that goes from Indianapolis to Chicago leaves at 6am (an hour ago) and there is only ONE train returning to Indianapolis tomorrow and we won't be getting back to indi until 11:30pm [emoji]128564[/emoji]
 

LTS3

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They don't understand that word either. 


A much older friend of mine told me that her husband will lose his legs one day because of ongoing issues with them
I'm not exactly sure what he has but it sounds like a circulation problem in his legs which causes frequent infections and pain. I guess the husband was told by the doctor this week about eventually losing his legs. I can't imagine what my friend and her husband may be going through. She said they're both upset but are ok with the news if it means no more infections and pain. 
to the two of them. My friend is a RN so I'm sure she will be able to care for her husband when that time comes. They have two adult sons whom I'm sure will help out.
 

tallyollyopia

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I'm on a train to chicago right now. I'm going to a Twenty One Pilots concert there this evening.

Unfortunately for me the ONLY train that goes from Indianapolis to Chicago leaves at 6am (an hour ago) and there is only ONE train returning to Indianapolis tomorrow and we won't be getting back to indi until 11:30pm [emoji]128564[/emoji]
Better than here. We don't have trains. Or a public transit system. Food though (restaurants), we have in plenty.
 


A much older friend of mine told me that her husband will lose his legs one day because of ongoing issues with them
I'm not exactly sure what he has but it sounds like a circulation problem in his legs which causes frequent infections and pain. I guess the husband was told by the doctor this week about eventually losing his legs. I can't imagine what my friend and her husband may be going through. She said they're both upset but are ok with the news if it means no more infections and pain. 
to the two of them. My friend is a RN so I'm sure she will be able to care for her husband when that time comes. They have two adult sons whom I'm sure will help out.
That sounds horrifying. I hope they'll come through it all right.
 

Mamanyt1953

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I'm going to attempt to upload the secret shelter when I get off of here (pretty much now).  I'll get them posted tomorrow.  Not sure he's been in it YET...it's new in his world, but he ate his supper right next to it, and I'm thinking that curiosity will compel him to explore this new thing and discover the entrance at the back.  It's about 6" out from the wall, just room for a kitteh to slither back and in!
 

segelkatt

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That doesn't seem selfish at all to me.  Hopefully,  if Emma is developing asthma it will only be mild.  My RB kitty Milo developed asthma after we moved to an apartment with new but cheap carpet.  Fortunately, he only had a mild case that only caused trouble a few times a year.  He would take a round of prednisone and clavimox and be fine within a few days.  Here's hoping Emma doesn't have asthma but if she does, vibes coming your way that it is only a mild form.  
 


As for needing to get away to recharge - that makes perfect sense to me.  I have done that more times than I can remember.   In fact, introverts by definition recharge and get their energy from within while extroverts are energized by other people.  

I have another zooniverse project - Recognizing Animal Faces.  I'm looking at one cute animal face after the next and marking the eyes, nose and lips.  The researchers are working in artificial intelligence and training computers to understand the structure of animal faces.   The project write-up says their project will have an impact on  "a number of fields including animal health and welfare, species identification and animal-robot interaction."   I have been trying to figure out what animal-robot interaction entails.  Looking forward to the day robots empty cat boxes and bathe cats....
The LitterRobot  does empty the litter box every time it is used into a standard plastic bag underneath which you discard when it's full. I have had one for over 10 years and it has never jammed. As far as bathing a cat, not yet.
 

Alicia88

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A much older friend of mine told me that her husband will lose his legs one day because of ongoing issues with them
I'm not exactly sure what he has but it sounds like a circulation problem in his legs which causes frequent infections and pain. I guess the husband was told by the doctor this week about eventually losing his legs. I can't imagine what my friend and her husband may be going through. She said they're both upset but are ok with the news if it means no more infections and pain. 
to the two of them. My friend is a RN so I'm sure she will be able to care for her husband when that time comes. They have two adult sons whom I'm sure will help out.
That's so sad.  However, I've come to see that people end up dealing with a lost limb much better than you might except, especially when the alternative is so much worse.  A few years ago my uncle was out on his tractor and hit a large rock in the road.  He was thrown from the tractor underneath a running combine.  He lost one of his legs above the knee, but considering the circumstances, he was happy to be alive.
 

tallyollyopia

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Point--this only works if the cats haven't dug into the support, destroying its integrity. 
 
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LTS3

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That's so sad.  However, I've come to see that people end up dealing with a lost limb much better than you might except, especially when the alternative is so much worse.  A few years ago my uncle was out on his tractor and hit a large rock in the road.  He was thrown from the tractor underneath a running combine.  He lost one of his legs above the knee, but considering the circumstances, he was happy to be alive.
Yes, being alive is most important
I'm hoping my friend's husband won't lose his legs until sometime in the far far future
I bought a thinking of you / encouragement / support type greeting card today for my friend and her husband. I'm going to send it along with some cookies they like. I had already plannned on sending them the cookies long before I heard about the sad news.
 

tallyollyopia

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Okay, so I have a serious question to pose here. SD talked to RB and I this morning about getting credit cards. Now, back when I was in high school, one of my best friends had a credit card. She went to the mall, and next thing we knew she was in serious  debt. Another case was with a friend's parents--they had used credit cards to pay all their bills, and a few years later they had to declare bankruptcy. So, my introductions to credit cards wasn't that great, and I may have developed a negative bias from it.

Here's what happened to precede the conversation: I opened my new bill from the hospital, and it was lower than the original one on the fridge. (The new one is up there, by the way.) When asked how I said that every week when I get paid I pull out twenty dollars. If I haven't needed to spend it by the week, when I get paid again, I take it up to the hospital to pay another part of the bill. (I've only managed to pay off forty dollars so far, but that's forty dollars towards the end of the hospital bill.) He said that, instead, I should get a credit card and pay the whole thing off in one go, and then just pay the credit card. I disagree--my hours are exceptionally variable and I can get anywhere from twenty four a week to thirty-nine and a half. This way I'm not spending more than I can afford, and I know it.

Now, SD's argument is that, with a credit card, I can build up my credit. (I currently don't have credit.) I believe that paying off the hospital bill can help build up my credit. So, that's the argument. What's the best course?
 

margd

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Is the hospital charging you interest?  If so, which one is cheaper - that of the credit card or that of the hospital?  That's one way to decide.  However, I do think you are risking damaging your credit if you can't actually pay anything one month due to scheduling issues.  Credit card companies also use missed payments to jack up the interest even higher.  If I were you, I'd keep paying the hospital bill as you're doing..

You should be building credit, however.  I don't know how much it will help to pay off the hospital bill.  You might get a credit card for routine purchases that you already have budgeted to pay.  For example, if you order cat food from amazon, you could get an amazon credit card and pay it off each month.  I think gas credit cards are good for this, as well.  

I think you are wise to worry about credit card debt. 
 

Willowy

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Don't use credit cards to pay off hospital debt! Hospital debt is treated differently than regular debt, even when sent to collections, and if you make regular payments (no matter how small), they won't send it to collections. So keep doing what you're doing. Now, you probably should start building good credit, but for that just get a low-limit card, only use it for things you already have the cash for, and pay it off every month. That's the best way to build good credit. But definitely do not put hospital debt on a credit card.
 

DreamerRose

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I agree with the above posters. Pay off the hospital bill as you're doing, and get a credit card for other purchases. They are essential in the modern world. Just don't go wild and buy everything in sight until you reach the limit. Only buy what you can afford to pay off at the end of the month. They are also useful in the event of a sudden emergency.

If you don't have credit now, it may be difficult to get a big name card. Gas company cards are the easiest ones to get, and you can easily pay for your gas purchases with it. This will give you a credit history and you can get a Visa, MasterCard, or Discovery later.

I have assumed you have a checking account. If you don't, start with that.
 

tallyollyopia

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Is the hospital charging you interest?  If so, which one is cheaper - that of the credit card or that of the hospital?  That's one way to decide.  However, I do think you are risking damaging your credit if you can't actually pay anything one month due to scheduling issues.  Credit card companies also use missed payments to jack up the interest even higher.  If I were you, I'd keep paying the hospital bill as you're doing..

You should be building credit, however.  I don't know how much it will help to pay off the hospital bill.  You might get a credit card for routine purchases that you already have budgeted to pay.  For example, if you order cat food from amazon, you could get an amazon credit card and pay it off each month.  I think gas credit cards are good for this, as well.  

I think you are wise to worry about credit card debt. 
See, that's the thing that's confusing me about this; as long as I pay something  every month (it doesn't have to be a lot), I'm not getting charged interest on the hospital bill. (I checked.) I would  be charged interest on the credit card, and most credit cards (at least the ones that apply with my "no credit" rating) have  a monthly fee. A fee which, may I reiterate, I'm not sure I can afford. (Like I said, it's all I can do pull out the twenty--and even then I usually end up spending it before the end of the week.)
Don't use credit cards to pay off hospital debt! Hospital debt is treated differently than regular debt, even when sent to collections, and if you make regular payments (no matter how small), they won't send it to collections. So keep doing what you're doing. Now, you probably should start building good credit, but for that just get a low-limit card, only use it for things you already have the cash for, and pay it off every month. That's the best way to build good credit. But definitely do not put hospital debt on a credit card.
I'm trying really  hard to keep my bill from going to collections. It's depressing to think of how little I've managed to dent it, but RB said I'm looking at it wrong: he says that instead of looking at how far I have to go on paying the bill, I should look at how much I've paid. (And I'm keeping all my receipts.)
 
I agree with the above posters. Pay off the hospital bill as you're doing, and get a credit card for other purchases. They are essential in the modern world. Just don't go wild and buy everything in sight until you reach the limit. Only buy what you can afford to pay off at the end of the month. They are also useful in the event of a sudden emergency.

If you don't have credit now, it may be difficult to get a big name card. Gas company cards are the easiest ones to get, and you can easily pay for your gas purchases with it. This will give you a credit history and you can get a Visa, MasterCard, or Discovery later.

I have assumed you have a checking account. If you don't, start with that.
I have a checking account--sort of. I'm sharing it with AWM--it was primarily her  account. I used  to have a checking account (same bank), but they started at new policy where if you don't have at least two hundred dollars in your account at one time during a month they charged five dollars--and I didn't, so I closed the account. Would a shared account work?
 

DreamerRose

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As long as your name is also on the account, it should be fine. (AWM can do this easily.) The account will make it easy for you to pay your bills and also build a credit history.
 

tallyollyopia

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My name's on the account. We set it up before I started this job. (This job doesn't do physical paychecks; only direct deposit. And while they did supply a pay card--the terms and conditions for use were obscene. Six  dollars charge anywhere but a store ATM, and then a three  dollar charge on every transaction? No thank you!)
 

Mamanyt1953

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Well....CRUD!  I forgot to post these, and HE'S USING IT!  I saw his stripey little tail when I went out to pick up his dinner tray (I don't dare leave it out when people can see it):

I took these in order as I put it together:


The raw matierials

Be

Bed with pad in place

d
Bed with snuggly scrap from left-over pad material


Plastic shelf "framework"


Cover, partially installed

o
Completed Shelter with bed installed


Shelter in place on back porch


Rear view of shelter showing entrance "alleyway"
 

margd

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Yay!!!!!  It's a success!!!! 
 
 
 
 
  
  
 
  
  
  
 
 
 
 
 
 
 
  
  
 
  
  
  
 
 
 
 
 
 
 
  
  
 
  
  
  
 
 


The SFS looks great - no one would ever guess what it was concealing.  I'm actually kind of surprised that Little Bit figured it out.  How wonderful that he now has a shelter.  And, uh, it appears that you now have two cats. 
 
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