need good vibes

well i am 20 years old and i just applied for my first loan!!! $1,000.00!!!!! Thats a lot of money but i need good vibes and prayers and hope i get it

I know the feeling! Noone will give me a loan or a credit card or ranyhting. Not enough credit history. WELL DUH NOONE WILL GIVE ME A CHANCE!!! I hope you get it!!

Good luck... I know how agonising the wait is!

Good luck!!!

well so far i am preapproved thursday i go to bank with pay stub to see if i really get it i have a feeling i am thanks for all the good vibes!!!!

Good luck, and for those needing to build credit, have you tried those prepaid creditcards, the card company you use will watch how often you top it up and use it to see if they will give you a chance with a real one

Originally Posted by icklemiss21

Good luck, and for those needing to build credit, have you tried those prepaid creditcards, the card company you use will watch how often you top it up and use it to see if they will give you a chance with a real one

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prepaid credit card??? i dont think i ever heard of those where can u get one?

I worked in finance for 20 yrs and having a loan and paying back promptly was much better than a credit card for granting future credit.
Many financial institutions have pre-paid credit cards. Or you could try opening a gas/department store card-Sears/Barnes & Noble actually issue their own credit cards now.