I applied thru our credit union again, to see if they will approve us for a debt consolidation loan for our 2 Best Buy Cards. We were stupid to buy stuff and max them out. I wasn't able to make the payment for June since hubby's paycheck was beyond pathetic because he had no time for the last shutdown. I applied for $5400, and I'm hoping they will approve us. Those Best Buy cards are the worst...... I make a payment and it's barely taking down the principal! I don't know what to do if they don't approve us ........ That is what my severance money was supposed to be for. I guess if I don't find anything within the next week, I'm just going to have to take a $10.00/hr job and hopefully, that will help between now and September..... heck, even if it is just part-time I am sure that will help. What irritates me about our credit union, is that they decide for you if you can afford the payments..... I'm sure it is with all other banking institutions, though. How do you negotiate with them?
post #1 of 18
7/9/02 at 12:45pm