Man, sometimes I hate my job...I don't know why people have to call me to yell at me that their insurance rates are high because they had TWO claims!!
Don't people get it? If you have claims, it means your a higher risk than people without claims...hence your rates will be higher.
Yes I know its frustrating that you pay insurance all your life, and then if you have a claim, your rates are likely affected..BUT insurance companies are a business too..and they have a right to classify and charge higher rates to riskier people.
Everyone complains..but if they actually had a big claim and their $300000 house burned down, I'm sure they would be thankful for insurance then because there is no way anyone would pay $300000 in home insurance for their whole lives..but yet we replace your home with no questions asked!!
I'm sorry..I'm having a rough week.
Don't people get it? If you have claims, it means your a higher risk than people without claims...hence your rates will be higher.
Yes I know its frustrating that you pay insurance all your life, and then if you have a claim, your rates are likely affected..BUT insurance companies are a business too..and they have a right to classify and charge higher rates to riskier people.
Everyone complains..but if they actually had a big claim and their $300000 house burned down, I'm sure they would be thankful for insurance then because there is no way anyone would pay $300000 in home insurance for their whole lives..but yet we replace your home with no questions asked!!
I'm sorry..I'm having a rough week.