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babyharley

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Kind of like they did with my VS card! It had a $500 limit, and they just bumped it up to $700!

Now THAT is dangerous!
 

pombina

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When I got my first credit card the limit was £1300. I had it for a year and a half and when I paid it off the limit was £4500. I didn't have that on it but thats what I could have spent. I never asked for one of those increases they just liked seeing me in debt and getting masses of interest from me every month.
 
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driven

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Originally Posted by Pombina

When I got my first credit card the limit was £1300. I had it for a year and a half and when I paid it off the limit was £4500. I didn't have that on it but thats what I could have spent. I never asked for one of those increases they just liked seeing me in debt and getting masses of interest from me every month.
What a great feeling huh?
 

lunasmom

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Originally Posted by DRIVEN



When I applied, I only did it for $500 and they THEY doubled it because they knew I could make money off of me.
You can always call up your credit card company and request a lock on the $500. Then it looks better on your credit report as you're only alloted $500 of possible debt instead of $1000.
 
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driven

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Originally Posted by lunasmom

You can always call up your credit card company and request a lock on the $500. Then it looks better on your credit report as you're only alloted $500 of possible debt instead of $1000.
That's a good idea. Can they reduce it back to $500 and lock it now that it's been doubled?
 

sanctie

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Originally Posted by Sar

Good Luck Stevie!


Sending many 'ace that exam' }}}VIBES{{{ your way!
I bet you'll do amazingly!
Oh thankyou!!! I think your vibes worked, I feel like I did well. I wont know till thursday though! Ugh!
 

fwan

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Originally Posted by DRIVEN

I need to get setup for our 401K here. I just turned 21 last August so I wasn't eligible before that. I will definetly participate in that though!
YOU ARE ONLY 21???????????????????????????????????????????

Oh my god
i thought you were about 40!
 
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driven

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Originally Posted by fwan

YOU ARE ONLY 21???????????????????????????????????????????

Oh my god
i thought you were about 40!



Yes, I am only 21 and Tara is 18 right now.
 

lunasmom

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Originally Posted by DRIVEN

That's a good idea. Can they reduce it back to $500 and lock it now that it's been doubled?
Yup! even though Credit Card companies always seem to be "out for your money" if you can't pay it, then they would rather work with you then not ever be able to collect on anything.

Wow...I didn't realise you two were that young!
I guess I was thinking you were in your mid-20s at least!
 
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driven

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Originally Posted by Pombina

So did i! How long have you guys been together?
almost a year and a half



It's taken that whole time to turn her into a hockey fan but I think I've done it. She even watches it on TV with me now!!!!!
 

amandaofcols

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Originally Posted by DRIVEN

Great advice everybody, thanks!


We do have our 2 major credit cards and they are both getting locked up. All of the other cards are either locked up or destroyed, we are just trying to pay off the debt now.
We make the monthly payments but with their interest rate we aren't getting real far so I just want to pay everything off ASAP and then close the accounts.
One thing my BF and I did was to consolidate as much as we could on the card with the lowest interest rate, and concentrate on paying the other one off as fast as possible. Once that's paid off combine the 2 payments for the last card!
 
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driven

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Originally Posted by Amandaofcols

One thing my BF and I did was to consolidate as much as we could on the card with the lowest interest rate, and concentrate on paying the other one off as fast as possible. Once that's paid off combine the 2 payments for the last card!
That's what I'm going to do this weekend with everything. Should be fun.
 

lunasmom

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Originally Posted by DRIVEN

almost a year and a half



It's taken that whole time to turn her into a hockey fan but I think I've done it. She even watches it on TV with me now!!!!!
That's love right there.

Your next task will be Poker...if you can get her to identify doyle brunson, Phil Hellmuth and Danial Negreanu MARRY HER.
 

amandaofcols

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Well good luck!! We are actually in the process now of getting ours paid back down!
But we are doing really well for our ages, I think!
 

amandaofcols

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Originally Posted by lunasmom

That's love right there.

Your next task will be Poker...if you can get her to identify doyle brunson, Phil Hellmuth and Danial Negreanu MARRY HER.
Hey I recognize Doyle and Phil!!


My BF is a HUGE poker fan! We are always watching it on TV! HIm and his friends even have a designated poker night every Sat. night!!
 

lunasmom

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Originally Posted by Amandaofcols

Hey I recognize Doyle and Phil!!


My BF is a HUGE poker fan! We are always watching it on TV! HIm and his friends even have a designated poker night every Sat. night!!
I've been forced to watch poker. My BF so wants to be a professional poker. I won't let him get started until he gets employed again!

I don't know his real name, but I like th guy with the hood they nickname "The Unibomber". He's hilarious to watch!
 
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