I am so upset about this and I don't really know what to do. My ex and I share an IRS debt from his back taxes. We made an agreement with the IRS when we were still married to each other to pay them a set amount every month. If one of us cannot/does not pay, the other owes it ALL. He writes me a check every month; I deposit it, add my half and send the payment.
He has been drinking more and more. The last 2 times I have seen him he has been totally wasted. He doesn't have the payment for FEBRUARY and I can't afford his half. He is 4 months behind in his mortgage payment. He is in danger of being homeless.
I feel sorry for him, although he is responsible for this. He can't afford his house all by himself and has roommates, but his house is in such poor condition that he only attracts bums who end up not paying him. I care about him. I don't want anything bad to happen to him and feel selfish for thinking this, but he is dragging me down with him and I'm mot even married to him anymore!
If he defaults with the IRS and can't afford to catch up on his mortgage, who will take his house? The mortgage company or the IRS? If anyone really knows the answer, please let me know. If the mortgage company takes it he will have nothing worth any value and the IRS will likely write him off and come after me (even though the original debt was caused by him). I have a few sentimental collectibles, a 2004 car, and my engagement ring. I gave up so much when I started over 4 years ago. I bought my car brand new for the first time in my life because I figured I could keep up with regular payments easier than major repairs.
I have seen a print out from the IRS that says if your property is levied, you are only allowed to keep approx.$6000 worth of property. I've done everything I can to avoid this. I cannot afford more. I will probably have to quit going to the chiropractor, now that he's actually making me feel better. I'm getting married in 2 months. I really don't need this.
Prayers and advice will be greatly appreciated.
He has been drinking more and more. The last 2 times I have seen him he has been totally wasted. He doesn't have the payment for FEBRUARY and I can't afford his half. He is 4 months behind in his mortgage payment. He is in danger of being homeless.
I feel sorry for him, although he is responsible for this. He can't afford his house all by himself and has roommates, but his house is in such poor condition that he only attracts bums who end up not paying him. I care about him. I don't want anything bad to happen to him and feel selfish for thinking this, but he is dragging me down with him and I'm mot even married to him anymore!
If he defaults with the IRS and can't afford to catch up on his mortgage, who will take his house? The mortgage company or the IRS? If anyone really knows the answer, please let me know. If the mortgage company takes it he will have nothing worth any value and the IRS will likely write him off and come after me (even though the original debt was caused by him). I have a few sentimental collectibles, a 2004 car, and my engagement ring. I gave up so much when I started over 4 years ago. I bought my car brand new for the first time in my life because I figured I could keep up with regular payments easier than major repairs.
I have seen a print out from the IRS that says if your property is levied, you are only allowed to keep approx.$6000 worth of property. I've done everything I can to avoid this. I cannot afford more. I will probably have to quit going to the chiropractor, now that he's actually making me feel better. I'm getting married in 2 months. I really don't need this.
Prayers and advice will be greatly appreciated.