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Identity Theft

post #1 of 16
Thread Starter 
I am wondering how much everyone knows about this issue. Is it very prevalent? How much of a danger is it?
post #2 of 16
It is quite a problem in North America. And if one is a victim, the person may have to spend years clearing up their credit ratings, which of course could impact you when you buy your home, borrow money, etc.

That is why one should be hesitant to release personal information (SSN, Credit Card, Name, Address, etc), in both the real world and online. Also, you can buy a small personal shredder at to destroy the documents you intend to discard that contains personal information.
post #3 of 16
I just went through it last year. $60,000 in loans on my credit. I was actually quite suprised at how fast everything was cleaned off my record though. I just pulled my 3 free credit reports a month ago and all of the fraudulent stuff was gone. We had a thread about this awhile back that had alot of very good information on it. I will see if I can find it, I am not sure if it was lost in the crash or not.
post #4 of 16
post #5 of 16
MSNBC has been following the issue for some time. http://www.msnbc.msn.com/id/8409283/ . This link examines how prevalent ID theft is and there are other links on the page about prevention and what to do if you find evidence of ID theft.

Getting a firewall is definitely required on your computer. ZoneAlarm offers a free version for personal use.
post #6 of 16
Thread Starter 
THANK YOU!
Quote:
Originally Posted by squirtle
I just went through it last year. $60,000 in loans on my credit. I was actually quite suprised at how fast everything was cleaned off my record though. I just pulled my 3 free credit reports a month ago and all of the fraudulent stuff was gone. We had a thread about this awhile back that had alot of very good information on it. I will see if I can find it, I am not sure if it was lost in the crash or not.
post #7 of 16
an employeer stole mine years ago and it still stinks
post #8 of 16
Quote:
Originally Posted by ScamperFarms
an employer stole mine years ago and it still stinks
My husband has the same problem. He was working at a company years ago and some idiot stole all of the employees SSNs and birthdays. He started threatening to publish these on the net but as far as we know he hasn't. But I watch my husband's credit reports like a hawk as well as opening all mail to make sure it is kosher.
post #9 of 16
Quote:
Originally Posted by batgirl2good
I am wondering how much everyone knows about this issue. Is it very prevalent? How much of a danger is it?
I was a victim of it after my wallet was stolen. I watch my credit report very carefully. It's a horrible problem.
post #10 of 16
Quote:
Originally Posted by katachtig
My husband has the same problem. He was working at a company years ago and some idiot stole all of the employees SSNs and birthdays. He started threatening to publish these on the net but as far as we know he hasn't. But I watch my husband's credit reports like a hawk as well as opening all mail to make sure it is kosher.

Amen..i am still cleaning it up..grrr
post #11 of 16
My ex's mother used my name to set up mail order accounts thru places like QVC. I don't think she got ahold of my social security #, being that I was on the other side of the country..
Unbelieveable..it feels like you have been violated.
post #12 of 16
I had my driver's license stolen, and the woman using it got arrested several times for some very embarrassing reasons. It took years to get it off my record.
post #13 of 16
I have done a lot of research on identity theft. For anyone who is interested, I wrote an article about how ID thieves operate and how to prevent ID theft.

http://www.consumercity.org/idtheft.html

Here is some info on phishing scams:

http://www.consumercity.org/phishing.html
post #14 of 16
I work at the world largest Automotive Finance company. You can place a statement on your credit report asking to be called before granting any credit. Our credit analyst sees this statement quite frequently and calls the consumer and asks several questions before approving the loan. He also sees alot of incorrect social security numbers (belonging to dead people for instance) Our computer system is quite good in catching potentially fradulent deals. The people to watch for are called "the travelers" however.
post #15 of 16
Its really scary and its becoming more and more common these days. A friend of mine had hers stolen by a friend of hers....thousands of dollars gone...it took her a long time to get things cleared up. Whenever i write a check at a store and they ask for a phone number i always write it down b/c i'm so worried that someone in line is listening and will get it..i know i'm paranoid! I also run AdAware on my PC every 2 wks to check for MelWare...which is how they record keystrokes that you make. I always shred my mail scared that someone will go through it and get info....
post #16 of 16
I've had a form of it happen to me twice. The first was mail theft. They got some convenience checks and cashed about $6000.00 dollars worth. He was caught.

The second was a Sears employee that some how got my debit card info and charged, over the phone, $500.00 to a vet for puppy care. I was pissed about that one but it was all settled in the long run.

It's a scary thing and it can happen to anyone.
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