TheCatSite.com › Forums › General Forums › The Cat Lounge › credit card fraud: can't belive it
New Posts  All Forums:Forum Nav:

credit card fraud: can't belive it

post #1 of 24
Thread Starter 
i just got my credit card statement and there was two charges on it i knew it wasn't me because i haven't used that card since aug it was paid off well today i saw this charge on it so i called thank goodness i had that protection i paid when i was using it because i was able to take care of cause it was fraud! and if i hadn't it would of been on my credit history what a trip this has been thats why i closed out my paypal due to fraud

the charge on my card came from ( Springfield OHIO) and it was called (The INFO DEPOT) but there was no number beside the charge like there always is when you charge something online well guess thats my scare for today

anybody heard of this place or what it is?

im off to work
post #2 of 24
The scary thought is that I feel like it's just a matter of time before it's me, or any of us.
post #3 of 24
Oh Rhonda - scary. Who could have gotten hold of your credit card number? A quick google revealed The Info Depot is a Conference Centre!?! http://www.info-depot.com/Sounds like someone has been dining out at your expense!
post #4 of 24
I would cancel that credit card immediately! The company can issue you another one with a different number. Someone may have made a fake card with your current number, along with false ID. You may also want to check the three credit reporting companies...just to make sure nobody has opened up a credit card in your name.

Last year someone used my identification to try to buy $8,000 in Cubs playoff tickets. Fortunately one of the ticket brokers (there were a couple of companies getting scammed) "had a feeling", so she tracked my phone number down to verify that it was actually me. Thank God she did! A call to my credit card company revealed that another purchase ($5,000) had already been sent through. That ticket broker had to eat the loss. These people had made up a credit card with my name, made up a drivers license with my name, address, etc, but their picture.

Cancel that card!!!
post #5 of 24
My bosses son came running down to my office last week saying £1,500.00 had been taken from his account and transferred to someone elses.

The first thing i said to him was "You havent opened one of those fake e-mails from the bank asking to confirm your details have you?!".

He had, and this is how it happend.

The bank have got the fraud department and the police in on it now and he will get his money back, but for the UK members who have never seen e-mails from the banks that come through, never fill in anything and send the e-mail back because the banks have said they never ever send e-mails like that asking for your account number etc..., everything like that they do through the post.

Rhonda i hope you get it sorted!.
post #6 of 24
YUCK! That sucks. I had that happen to me a couple of years ago. My statements and bills all still go to my parents house and so one day I got a call from my mom yelling at me about what the $300 charge on my card was! I had no idea what she was talking about as the only reason I even HAVE the card is to buy books for school, health supplies (prescriptions, etc), and car maintenance. Turned out it was some online company and of course the credit card company didn't charge us and the card was cancelled immediately. The only way they could have gotten my number was through an online transaction of some sort.

Last year my roommate kept getting credit cards in the mail from Capital One. The kicker was that she had NEVER applied for them and not only did one come for her to our apartment but one came in SOMEONE ELSE'S NAME, under her account, to our apartment. She ended up having people filing for credit cards using her information repeatedly over the year. I don't know how many times she was on the phone with Capital One, but she says they were very helpful. She assured them that she did not want their credit card and that it was a fraud, and so every time a card was applied for in her name she was notified. It was really weird. Luckily the person who actually managed to apply for and get the credit card wasn't all that bright and had it sent to our apartment instead of wherever they live.
post #7 of 24
Oh how scary for everyone! Rhonda I hope you cancelled that card!
post #8 of 24
That's a scary thought being a victim of credit card fraud. Computers can be dangerous if you don't have propper security. You could end up getting a key logger trojan.
post #9 of 24
I can believe it. My nephew recently had money withdrawn from his current account by somebody using a duplicate of his Maestro debit card. Apparently, it had been copied when he made a withdrawal from an ATM. It's scary - I do a lot of online shopping, and a lot of places insist on your using a credit card. I won't do it unless it's a "secure site", with the little "lock" at the bottom of the page, and even that's not failsafe.
post #10 of 24
ummm.....that's kinda scary.....i am going to make sure I pay attention to everything on my bills now....i never usually do.
post #11 of 24
That's just awful, Rhonda!
post #12 of 24
If you are in the US, they are inacting a free annual credit repoert from the big 3 reporting agenices that will allow consumers to get a free report from the companies once a year - these laws are being inacted to help with fraud. Hubby and I did it last week - it really works. Be sure to have some time when you do this though, as they give it to you once, on the screen for one session.

https://www.annualcreditreport.com/cra/index.jsp
post #13 of 24
well what i have done since a mistake at the end of january, is that i only put money in my bank account when something needs to be booked off.
But i am worried about when i open my own business and when people put their money into my bank.. i dont know :S Ive opened another bank account at another bank for the business.
post #14 of 24
this has to be one of the scariest things! I fear that one day it could be me sharing this story. I too purchase a lot online and although I try to always buy from "safe" sites, the idea of fraud is never in the forefront of my mind.
post #15 of 24
I am a Collection Manager for a Credit Union and I deal with all the fraud for the company. The big thing right now is Identity Theft. Make sure to check your Credit Report at least every 6 months (I check every 3 months). It is so easy for someone to take your idenity, it really is scary! This goverment website has alot of information www.consumer.gov/idtheft/
post #16 of 24
Thread Starter 
Quote:
Originally Posted by Deb25
The scary thought is that I feel like it's just a matter of time before it's me, or any of us.
Yea Deb Its a scary thought! I also had something like this happen about 8 months ago someone used my name and open some type of loan and the money was comming out of my money market through my bank it took me about two months to get my money back it was over 2,000 after all of that i closed out my paypal account cause i was afraid that they would be able to get my money out of my account again thats why i pay for the catsite by check now even though it takes longer its ok with me

I bought one of thoses paper shreaders for chistmas and been using it on everything even all thoses stupid credit card deals! i have no idea how someone did this i do buy on line from amazon and sometimes other stuff now im scared i think im going to cancel all my credit cards i only use two but i have others i don't use anymore

my credit card which had fraud on it was taking care of they issued me a new one

Everyone needs to becareful when buying online
post #17 of 24
Thread Starter 
Quote:
Originally Posted by clixpix
I would cancel that credit card immediately! The company can issue you another one with a different number. Someone may have made a fake card with your current number, along with false ID. You may also want to check the three credit reporting companies...just to make sure nobody has opened up a credit card in your name.

Last year someone used my identification to try to buy $8,000 in Cubs playoff tickets. Fortunately one of the ticket brokers (there were a couple of companies getting scammed) "had a feeling", so she tracked my phone number down to verify that it was actually me. Thank God she did! A call to my credit card company revealed that another purchase ($5,000) had already been sent through. That ticket broker had to eat the loss. These people had made up a credit card with my name, made up a drivers license with my name, address, etc, but their picture.

Cancel that card!!!
Wow! now thats really Bad thats really bites!
post #18 of 24
Thread Starter 
Quote:
Originally Posted by flisssweetpea
Oh Rhonda - scary. Who could have gotten hold of your credit card number? A quick google revealed The Info Depot is a Conference Centre!?! http://www.info-depot.com/Sounds like someone has been dining out at your expense!
I just went to that website 'flisss' thank you for the information i tried to look it up today but came up with all kind of places uhm looks like your right dinning on my credit card and to top it off there were on a train how in the world did my information make it to ohio
post #19 of 24
Ugg, I just ordered some feliway spray diffuser thingers.. now I will worry for months.
post #20 of 24
Thread Starter 
yes im worried to i went to the website comsumer/gov that someone posted and now im worried im thinking about the things that happen over the past year you will see in one of my replys here on this post so now im going to look into this more im wondering did this happen over the internet there is alot of times i don't go over my credit cards to well but i can tell ya now i will go over them with a fine tooth comb from now on

what gets me is that we all of us who want to be proteced on are credit cards we half to pay that extra fee thats kinda crazy don't you think? guess i know what im doing on my day off this week i will be on the phone and to the bank
post #21 of 24
Thieves? Ugh!
post #22 of 24
A couple months ago someone cloned my ATM card. Luckily they only made a couple purchases. When I filed the fraud report to my bank they said that would send the info to the department that handles the fraudulent claims and they will put the money back in my account as well as the $200.00 in fees that they appied to my account. Well about a month later I got a letter stating they won't refund my money unless I tell them who made the purchases. If I knew who did it I would be more than happy to tell them but I have no idea. Needless to say I no longer bank there.

I've also had someone get a hold of one of my credit cards and charge a bunch of stuff. At least that time it was easier to prove it wasn't me. The person who signed the credit slip spelled my name wrong and all the purchases were made in another state.

The worst thing that's happed to me was I received a letter stating a bench warrant was issued for me. At first I though someone playing a joke but I called the number on it and it was for a shop lifting charge from Reno. The court clerk was acting like I lost my mind. I've never been arrested in my life. In the end I was able to prove it wasn't me.
post #23 of 24
This has happened to me before too. You can sign up through Equifax (one of the 3 major credit agencies) to received credit watch alerts. It cost me $50 for the year, but it was worth it for me. They send me emails whenever my account balance increase by a certain percentage (that I was able to dictate) or if a new account was opened or closed. They contacted me when I bought my car and started a new loan. It's comforting that I will be contacted almost immediately when something changes with any of my accounts. Good luck!!!
post #24 of 24
Thank you so so so so soooooo much for that link, Talon!!!

One of the credit report companies has my mother's name with my social security number and birthdate! No wonder she's been getting mail from Victoria's Secret addressed to her with "Use your Angels Card". She doesn't have an Angel's Card, I do!
New Posts  All Forums:Forum Nav:
  Return Home
  Back to Forum: The Cat Lounge
TheCatSite.com › Forums › General Forums › The Cat Lounge › credit card fraud: can't belive it