Car Wreck Tonight

cirque

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Well after saying goodbye to Elmer this morning, we came and got some sleep. I had been up all night worried about it and was real tired. After waking up, not wanting to face the day and feeling like crap I decided "Hey, even though we cannot afford it, lets go out and get food instead of a washing a sink full of dishes and cooking dinner..". So we started to do that, sounded like a good idea even with all the snow outside. Besides, the new cat Buddy already ate his way through his first bag of food and needed more. That in itself was enough justification to go out anyways.

We got going down the street, a few streets over and making fair progress considering all the snow left on the streets. Come through an intersection and had a green light of course. Suddenly I hear "We are going to get hit..." and I look over to the driver side to see a huge black SUV type vehicle coming right at us through a red light. Apparently going quite fast, not spinning tires or swerving or anything..just barreling on through without a care in the world.

*BAMMMM* *CRASH* We got nailed in the drivers side front end and spun around with the momentium so the back drivers side of the cars hit also. I was ok with a nice jolt, but nothing hit any hard surfaces. My woman however hit her head on the drivers side window and jambed her thumb into the steering wheel. We ended up basically as if we had made a right hand turn instead of going straight and he ended up pointing in the direction we were going instead of going straight through as he would have.

After checking to see that neither of us was horribly injured and 'ok' I jumped out with a paper and pen to get his license because we had been hit in the past while parked and the guy just took off in the middle of the night. Never knowing how people are going to react in that kind of situtation I wanted at a least a plate number. The pen did not work.. Exchanged a couple of words with the man, he was apparently unhurt and had a phone out. I have no idea, but maybe he was on it when he barreled through the red light. I went back and found better paper to write on and a pen that worked and headed back to his truck. Finally with the freezing cold and snow that had now started to come down I got his plate and even requested his license so I could write down his name and address. I did not think to get his phone number, but I figured with as much as I had already that was not super important. Supposidly he has Progressive and agreed it was all his fault. We had no choice but to go through the cops and insurance, the car was destroyed. I hate that our rates will go up but he seemed nice enough. He even worked at a local hospital so I guess I just belived him besides, its not like people go out looking for accidents. He came over later and even offered to help out with a few bucks if necessary, after explaining I was on disablity and we can barely make it as it is and he just wrecked a new car.. he seemed to figure out he just did more then destroy a car.

Back to the car, checking on my woman who was driving and her head hurts a bit from bumping into the drivers window, but theres no blood or buising or swelling, her thumb is hurting real bad, but not swollen or strangely out of shape or anything. I try extreamly hard to insist she goto a hospital but because its so late and theres no apparent sign of injury she says it can wait till tommorrow.

A woman passerby has stopped and offered a phone to call 911, and a male taxi driver saw the whole thing and exclaimed some shock and said it was the others guys fault and he saw the whole thing. We got his phone numbers and name, he was extreamly nice also. I did'nt want to keep him from his job so I figured it was ok if he wanted to go since we wernt seriously hurt, and he left. After we called 911, and told them the wrong address apparently a second call got it right and eventually a policeman showed up. By this time we also used the person's phone who hit us to call my folks and have them come to give us a ride. Thank goodness for parents. The policeman seemed like he could really care less about the whole thing, and was not concerned in the least. I have never seen such a laid back cop in my life. When I asked for a report on the incident he said "Yeah sure, if you really want one." as if he could really care less and did not want the paperwork to bother with.

We ended up with a slip of paper that does not say who was at fault, it just lists the two cars involved in an accident. The person that hit us did not get a ticket or anything for nothing. The cop even said it seemed like the "weathers" fault. Um wth is that?! The weather was not driving the car that ignored a red light and plowed straight into us. It was also not in control over how fast that car was going and should have been going if weather was a factor in the first place. Yes there was snow and slippery roads, all the more reason not to barrel through red lights.

Eventually the cop and the guy left and we were left sitting there in our car shivering. The cop didnt even apparently want to call a tow truck from what my girlfriend says. We waited there for maybe a half an hour or 45 minutes or longer till my parents made it through the snow and traffic to get to us. We then had to goto a store and find a phone to call the road side assistance with to get someone to tow our car. So my gf with her hurting thumb elected to go into the store and phone since it was her car and she knew all the stuff to do and all the information, not to mention I am not one for going out at all in the first place. It took awhile, so eventually I went to see what was going on. She got to use the owners cell phone but during the call that clicked out and went dead. Then some guy who was just also nice and friendly helped out and offered his cell phone as we were outside headed to the payphone because it was just so cold out and he didnt want us standing out there. What a nice night for terrible things and very nice people.

Needless to say we went back in made the call, it took forever and the nice guy kept talking to us.. I hate when ppl talk to me.. I like to just pretend the rest of the world takes no notice of me and they dont exist when possible. But he was a nice guy and I could easily see he wanted to be helpful and he was very helpful cause it was a lot nicer inside then out and it ended up being a kinda long call on his bill too.

We shook hands and parted and thanked him for such kindness and generousity and he offered a ride but we explained we had a car waiting for us outside and he would not have to worry that we would be ok. Looking back I feel sort of bad now because he mentioned his car being plowed in from whomever did the lot earlier and I didnt offer to help even if it did'nt look super bad. Oh well, I did have an injured woman and my parents to worry about as well. I guess I cant be responsible for everything and I sorta doubt he would have let me help him after being in a car wreck.

We ended up having to drive back to the car and waiting for the tow-truck, so we sent my parents off to take Mom to the bathroom (heh) and they offered to grab us some Wendy's food so we figured chicken sandwiches would be good, what else for cat lovers anyways.

We waited in the wrecked car till they came back with the food and even some Dunkin donuts since Wendy's had their doors shut and wouldnt let Mom in. Shortly after finishing the food, the truck showed up. Although it could have been a 1.5-3 hour wait, it was only 45 minutes. The driver also told us we were his second last call and there would be no more because it was now a state of emergency. I guess we lucked out, if you can call that luck. So the car got towed, we got a ride home, and we both are alive.

We never did get cat food, but there is still a little left that should work till tommorrow if necessary, just I like to keep the cats on what they are used to if we can help it. Both Buddy and KC got some food and had time apart to eat tonight and hopefully the insurance and the rest will work itself out.

So please keep us both in your thoughts and wish us well, we are going to need it.
 

myrage

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I"m sorry... Sounds slightly familure. I will keep you both in my thoughs, I hope you both are okay. I'm really glad you both weren't hurt really bad.
 

hopehacker

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I'm sorry for what happened. You had the misfortune to cross paths with the two most dangerous things on the road, all in one package: A driver using a cell phone, while driving, and a SUV driver. If I were you, I'd call the Police Dept, and try to see what's up with that cop. It seems like he was just too lazy to do his job. You are both lucky though, that you weren't seriously injured.
 

ldg

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Oh wow, what a day! I really hope you're both OK. But what a bummer - the guy not getting a ticket! There is such a thing as driving too fast for conditions, and I agree - the weather was not driving the car! I really hope that doesn't hurt with the insurance. Sending thoughts your way.
 
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cirque

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Thanks. I just checked the piece of paper, apparently it was a very large Jeep not a SUV. I was not really paying much attention to his car at the time.
 

amberthe bobcat

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I hope you are ok. Few things here. First, call the police dept that handled the call. Ask to speak with a sergeant or supervisor and let them knw you are very unhappy on how this accident was handled. Ask to get a copy of the report and make sure they list who was at fault, NOT THE WEATHER. Now, your insurance will not go up if you do not call them. Contact the other guys insurance only, not yours. Then and only then, you can call your insurance if you have trouble with the other insurance paying. I hate SUV's and it is even worse when someone talks on a cell phone while driving. People, stay off the stupid phone. Phone calls and driving do not mix and in New York, that is a ticket. I feel terrible for you, accidents are a pain in the rear end.
 
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cirque

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A bit late. My girlfriend already called Her insurance
Not his.. even at my questioning as to why not..no real answer. As for him getting a ticket, I am not really looking to give anyone more problems and he was nice enough to offer a few bucks if it would help out. So I will try to find out a way to reach him eventually if necessary. Thanks for the advice though, I wish she had not called her insurance company. *mutter*
 

hopehacker

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Originally Posted by Cirque

Thanks. I just checked the piece of paper, apparently it was a very large Jeep not a SUV. I was not really paying much attention to his car at the time.
I think a Jeep is a SUV.
 

batgirl2good

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Oh, my! I am so glad you neither one were seriously injured! You will both be in my thoughts and prayers! How scary it had to have been!
 

kittykook

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My gosh.....when it rains....it pours! You've had such a horrible day! My thoughts are with you and your girlfriend and I hope that today is much better for you.
 

pat

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Yuck! I am glad you both seem to be okay, and that there were some decent people who gave you a bit of help during all this.

I agree re calling the police department and speaking to someone about this 'report' , this cop might as well have not shown up
 

jcat

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What a horrible day.
You were lucky that nobody was seriously hurt. I hope you manage to get everything straightened out with the insurance companies.
 

pjk5900

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Your/Her insurance should not change if she was at no fault in the accident.
At least that's how it works here.
The guy that hit you, his insurance should pay for both vehicles.
Her insurance should not even be involved.
Since they already are, should still not make any effect on her policy.
It was not her fault and you have witnesses.
 
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cirque

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So far she has talked to his insurance now and he did claim to them it was 100% his fault. That is a good thing. However.. his insurance expired on the 8th or 9th and wasn't up to be repayed till the 26th or something. Apparently that is not a major concern if he keeps the same company, but something something he might switch to a diffrent one. My gf was going to call and withdraw her claim from her company on monday or at least see what happens next. So right now the car is sitting at one garage, needs to be moved to another garage (but maybe not if we use his insurance) and we have no idea how much the damage is or if its just totaled. I will keep you all updated if anything new develops.

Oh yes, my girlfriend went to a walk in clinic and had her thumb looked at, and there was no broken bones although they still have to get a radioligist to look at the x-rays. So shes got a splint on it and its swollen and starting to bruise. The guys insurance covered a rental car so at least shes not stranded here all day with me.
And it continues to snow like crazy up here and its nasty out.

And Buddy finally got a HUGE bag of Hills Science Diet that should last him .. well I dunno with the way he likes to pig out, but hopefully awhile. I need to find a way to get him not to be a pig so our other cat KC can get food. But thats for another thread.

Thanks so much for all the concern and well wishes, they are as always appreciated.
 

jaspers mummy

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Wow I'm glad you are both ok I simperthize with you we have been in a simmular situashion our selves it's not good I hope it all works up keep us posted here's some hug's for you both


AmberTheBobcat it's nice to see you again I have missed the pic's of your butifull babys
feel's like forever since I saw you and your babys around last
 

darkangel8603

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Wow, that is an awful new, I agree with some of the peeps here, CALL THE POLICE AND TALK TO THE SUPERVISOR!!! that cop was totally not doing his job to protect the community, if he doesnt care then why bother going to cop school in the first place??!! geeze
 

februa

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First off, insurance might be different for me, as I am in Ontario, Canada. But here, if you are in an accident, and its reported to one insurance company and not the other, thats a form of insurance fraud, and you can immediately be cut off of all insurance and find it very very hard to get reinsured at a later date. I know this because it happened to my mother: She was involved in a VERY minor collision (in that no visible damage resulted), that her and the lady both agreed to not report to insurance. The police didnt need to be called, both cars were fine and operational, and so were the drivers. They exchanged names. telephone numbers, and liscence plate information. The woman subsequently made an insurance claim for like a ridiculous amount of damage to an area of her car that wasnt involved in the collision, claiming an accident with a woman whose name and liscence plate she had.... Of course, since mom hadnt reported the accident, she had no proof or anything about what happened. Suddenly my parents insurance got cancelled, for failure to disclose collision information and all hell began. It really wasnt pretty. Id honestly recommend not screwing with the insurance company to try and prevent your rates from going up: that can bite you back in the end wherever you are. Im thinkinig your girlfriend did the right thing in calling her insurance company.
 

sanctie

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I know that you are not interested in someone else telling you to contact the pocemans supervisor, seeing as youd rather just avoid further contact altogether, but I highly recommend it. This officer was sufficiently lacking in his civil duties lessons. That was horrible. He could treat some other very shook up people with the same lukewarm, lackluster attitude that he presented you guys with. I am sorry you and your girlfriend had such a horrible day. Good luck with getting everything straightened out for the good of everyone involved!
-Stevie
 
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