Originally Posted by zanniesmom
I have VPI for my purebred kitty but nothing for my two rescues.
Asa, my Birman, has it. He is under one year old and it is about $15 a month.
I had it for my first Birman and he got FIP and the vet bills were $1500. They paid $1085 but they took a long time. He died in November and they didn't pay until April. I didn't get it for Sally. She is about four years old and I got her as a baby but she has always been healthy. I didn't know about it when she was a kitten.
And Lil Buddy, my new rescue guy is probably five years old and it would probably cost too much.
I plan on only having it for Asa's first year, just in case he has anything hereditary and then dropping it.
If you put $20 a month into a savings account for each cat you will probably have enough saved when they need anything when they are older. That is what I plan to do after I stop the insurance.
It never actually occurred to me to get it until now because Dylan has also always been very healthy. (he is about 11 now)
3 weeks ago he was diagnosed with Hepatic Lipidosis and it looks like he has the onset of CRF too. Just for the past 4 weeks bills are close to $2K.
I am not one to skimp on petcare either...so, this would make it much easier for me (who will prob. from now on be paranoid about all future cats developing health prob. later in life too.)
Sounds like it is worth having even if they are slow at paying you back.