Nobody likes much to think about this, but we're all going to walk across that bridge at some point.
I signed up for some life insurance at work and got the 4times my income deal, it'll give my wife enough to pay off the house, my debts, dispose of my remains and leave enough there for her to carry on.
I also go her some insurance in case something happens I can clear up her affairs, give her a decent burial and maybe put something down on a replacement mail-order brode
. God, I hope she NEVER finds this post
On the "contingent" part, I didn't know exactly what that means, so I asked our Insurance/Benifits nerd, Randy to explain it to me clearly. Randy knows everything about insurance and can sit for days in an insurance seminar, in complete rapture long after others have comitted hari-kari.
"It's in case you and your Wife die together in a traffic accident or something"
Clear enough.
What I did was, leave 75% to my sister so she could clear up our affairs, bury us and have a little somethin' somethin' for herself and the other 25% was to be given to the Cat Rescue Group that I belong to.
Someone would have to care for our beloved cats after we're gone and my sister shouldn't have to worry about that.
I made this thing out with the following stipulations:
1 They are to take possesion of all of our cats as opposed to family being burdened with finding a home for them.
2 They are to keep all of our cats together in a permanent home for the rest of their lives.
3 They are to use the financial gift to provide Vet Care with the same Vet they have always seen, also to provide food and medicine for them for the rest of their lives.
4 The remaining money is to be used by the group for whatever purpose would be best suited to keeping their efforts going.
There it is. I just wanted to make sure that our cats would be well-cared for and that they wouldn't face an uncertain future.
They deserve that much.
I signed up for some life insurance at work and got the 4times my income deal, it'll give my wife enough to pay off the house, my debts, dispose of my remains and leave enough there for her to carry on.
I also go her some insurance in case something happens I can clear up her affairs, give her a decent burial and maybe put something down on a replacement mail-order brode
On the "contingent" part, I didn't know exactly what that means, so I asked our Insurance/Benifits nerd, Randy to explain it to me clearly. Randy knows everything about insurance and can sit for days in an insurance seminar, in complete rapture long after others have comitted hari-kari.
"It's in case you and your Wife die together in a traffic accident or something"
Clear enough.
What I did was, leave 75% to my sister so she could clear up our affairs, bury us and have a little somethin' somethin' for herself and the other 25% was to be given to the Cat Rescue Group that I belong to.
Someone would have to care for our beloved cats after we're gone and my sister shouldn't have to worry about that.
I made this thing out with the following stipulations:
1 They are to take possesion of all of our cats as opposed to family being burdened with finding a home for them.
2 They are to keep all of our cats together in a permanent home for the rest of their lives.
3 They are to use the financial gift to provide Vet Care with the same Vet they have always seen, also to provide food and medicine for them for the rest of their lives.
4 The remaining money is to be used by the group for whatever purpose would be best suited to keeping their efforts going.
There it is. I just wanted to make sure that our cats would be well-cared for and that they wouldn't face an uncertain future.
They deserve that much.