Some good vibes couldn't hurt....

I'm a bit nervous about all this. I'm applying for my first car loan from the bank today. A co-worker is selling his car, and it seems like a really, really good deal. They are holding the car for me, and I have a co-signer set up in case I don't qualify, but I really want to do this on my own! As some of you may remember, I have had some credit issues (bankruptcy almost 3 years ago) which is why I'm worried.

So, if anyone can spare a good thought or two for me, I would really appreciate it. We've been sharing a car for probably 6-9 months now, and it's a real pain and going to get worse as hubby's schedule gets fuller. And I really want to work on getting my credit back on track and this is the best way to do it....

Thanks!

Sending powerful ~~~"get approved for the loan"~~~ vibes your way!

Heidi sending you some ((((loan vibes)))). I know my ex boyfriend was in the same situation and i had to get his mobile phone contract in my name.

Sending lots of happy loan vibes to you Heidi! Hope it works out for you!

Heidi, sending all the good luck vibes I have...

Sending you TONS of good luck vibes!

Heidi,

I am sure it will go swimmingly! I am so excited for you to finally get good transportation! It will make a world of difference to you I know- Good luck!

Sending lots of vrooom vroom vibes for Ya Heidi !!

You can do it Heidi! ***good vibes***

I know how difficult it can be when you have to share a car. Many good vibes going out your way!

Lotsa good vibes, Heidi! Hope everything goes without a hitch and you have your wheels soon -- not to mention your chance at credit repair -- no small thing!

Lots of luck your way Heidi!!!!

Sending you mega vibes Heidi!!!!!

Have you heard if you got it yet?

Man, this waiting is the WORST!! Nope, I haven't heard anything, she said it would probably be tomorrow anyway. Since I have the credit issues, she said she would definitely have to re-submit with some explanations and such. And the worst thing is, if I'm turned down on my own because of the credit issues, having a co-signer won't help at all. So basically, if I'm turned down I don't get the car period. Of course, Earl says "It will be fine, you'll get it" but he really doesn't get it. He also thinks we can get a home loan with him having terrible recent credit and no reportable income.

Thanks for the vibes everyone, I really hope they work!! I need all the help I can get!

I'm sure you will get the car. Ive read people with bankruptcy qualify 6 months after they are dishchared. I've even read where they have gotten one 1 month after being discharged.

Sending lots of good vibes your way Heidi.

Sending "Get the loan" vibes to you.