- Joined
- May 7, 2011
- Messages
- 71
- Purraise
- 27
I simply want to tell briefly what has happened with our cats that may be beneficial.
We bought health insurance for our two cats, there were three levels of coverage. For many years we had the lowest level of coverage and never needed it. The company indicated that if we were going to upgrade, we had to before they turned age 10. We upgraded both to the mid level. I think in an 8 or 9 year period, our oldest cat had one vet stay that qualified for coverage.
My concern was always having an expensive medical procedure and needing help. We were paying probably $230-$240 a year for each cat.
Our little boy cat was diagnosed with congestive heart failure at age 9 and died by age 10, his cardiologist bill was $2200 in one year, of that, 70% was covered.
Our older cat, had hypherthyroidism last year and had an $1100 treatment, again, 70 percent was covered. This year, she has had issues that while we can't pinpoint, it seems to be large or small cell carcinoma or inflammatory bowel disease. She is being treated for both and doing well. Ultrasound, and other medical treatments have been in the neighborhood of $1500 total. She is on chemo and predisone now.
I am not here to endorse any particular health insurance product, I do not want to recommend a company.
I simply want to say that some of the stories on these pages are heartbreaking, and they almost always include, "and the vet needs....$_______" and the cat owner isn't sure where the money will come from.
Most insurance is bought at time where isn't a need - but in our cases - it sure is great that amidst all of the decisions and worry - when a big ticket medical item is quoted, it is one less thing to worry about to say, "yes... when can we start..."
We bought health insurance for our two cats, there were three levels of coverage. For many years we had the lowest level of coverage and never needed it. The company indicated that if we were going to upgrade, we had to before they turned age 10. We upgraded both to the mid level. I think in an 8 or 9 year period, our oldest cat had one vet stay that qualified for coverage.
My concern was always having an expensive medical procedure and needing help. We were paying probably $230-$240 a year for each cat.
Our little boy cat was diagnosed with congestive heart failure at age 9 and died by age 10, his cardiologist bill was $2200 in one year, of that, 70% was covered.
Our older cat, had hypherthyroidism last year and had an $1100 treatment, again, 70 percent was covered. This year, she has had issues that while we can't pinpoint, it seems to be large or small cell carcinoma or inflammatory bowel disease. She is being treated for both and doing well. Ultrasound, and other medical treatments have been in the neighborhood of $1500 total. She is on chemo and predisone now.
I am not here to endorse any particular health insurance product, I do not want to recommend a company.
I simply want to say that some of the stories on these pages are heartbreaking, and they almost always include, "and the vet needs....$_______" and the cat owner isn't sure where the money will come from.
Most insurance is bought at time where isn't a need - but in our cases - it sure is great that amidst all of the decisions and worry - when a big ticket medical item is quoted, it is one less thing to worry about to say, "yes... when can we start..."