Pet Insurance - Avg yearly cost.

Hello, 

Approximately how much do you spend on you healthy cat a year. 

I'm not sure which plan to get. I am thinking about getting the Ontario SPCA pet insurance and coverage #3 cost less than 30.00 a month and the unlimited coverage $4 cost less than 50.00 a month. 

Just to see my vet alone it cost 50.00. 

Any advice is appricated. 

Thank you!

I pay around US $430 a year; it is between Coverage 2 and 3 on your chart.

It does not include wellness checks or vaccinations.

I get a discount for microchipping Ritz.

Is there a deductible:  mine is $50?

Is there a co-pay:  mine is zero unless it is a specialist, and then I believe it is 20%.