Insurance difference - DSH vs DMH?

I did an insurance quote on my new rescue kitten, since I figure it's better to do it now - I hope he's always healthy, but it's better to have had insurance if he becomes ill. He is fluffy and kitten-y and the tag on his cage at the adoption center had "domestic medium hair" written, but the shelter medical history they gave me that details his visit for vaccines and then neutering, as well as his rabies vax certificate reports him as "domestic short hair." I sort of "whatever-d" it because I thought it didn't matter, but when his insurance quote was $4 more than my other girl kitten, who is definitely short-haired, I became suspicious and sure enough, the medium haired quote is higher than the short haired quote regardless of gender.

Any idea why this might be? What, more hairballs?

And, which is he? He has Maine Coon-ish features, but I still think he's a mix...not totally sure because he REALLY looks like a purebred except for lacking the distinctive lynx tips. And he's getting huge in just the month we've had him.

Do I just say ho-hum and put what the vet put on the medical history, or do I eyeball his poofy tail and say, "welp, that's not short hair?" It's kind of a dumb question, I suppose.

Here's a picture of him being a fierce predator of a ball on a track.

I have no clue about the cost, but he's gorgeous! With that tail and those ear floofs of hair, it wouldn't surprise me if he was a medium haired kitty.

Well....since you have a medical history that says "DSH", I would use that for his insurance papers.  But I, personally, would not say he's a typical short haired cat.  Not with that foofy tail .  However, I've also never really seen an official DMH designation.  (doesn't mean it doesn't exist, obviously).  I've got TWO cats like yours, and always wondered which category they fell under, since they are "in between" short and long haired. 

stephanietx said:

 
I have no clue about the cost, but he's gorgeous! With that tail and those ear floofs of hair, it wouldn't surprise me if he was a medium haired kitty.

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Ha, thanks - I definitely adopted him based on laid-back, affectionate, social purrsonality, but the shelter agent told me she had a list of ten different people wanting to adopt him if I didn't seal the deal...he's very handsome, and he's got six toes on his front paws.

mrsgreenjeens said:

 
Well....since you have a medical history that says "DSH", I would use that for his insurance papers.  But I, personally, would not say he's a typical short haired cat.  Not with that foofy tail

.  However, I've also never really seen an official DMH designation.  (doesn't mean it doesn't exist, obviously).  I've got TWO cats like yours, and always wondered which category they fell under, since they are "in between" short and long haired. 

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That's what I think I'll do...if the vet says, then the vet says!    His tail is like one of those feather dusters and I'm so glad he likes tummy rubs because then I get to run my hand through all that fluff!