As most of you know, I'll be moving very soon due to my new career. There is no way for me to possibly pay all the deposits & etc for this move, so today I have to go speak to my Loan Officer. I'm really nervous & I know that I shouldn't, but I just hate borrowing money. My credit is awesome & I gave them a good impression with the last loan I had from them. It was for my car & I paid it off early by 3 months...plus I was never late. My banker Tom had talked to my Dad a few months back about my previous loan & Dad had told him about my new situation and how I'll be needing some money. Tom told Dad that he had no problem loaning me money, so I'm feeling pretty confident that he'll give me the cash. It's just the fact that I grew up thinking that borrowing money is a bad thing. I seen my parents do that too often & I see how big of a crunch they've gotten themselves into with debt. Plus, I feel like a begger when I go in there. And this the first time I've had to do this alone. I'm 26 years old & I should be able to handle doing this kind of stuff on my own, but I'm a little scared about it all. Hopefully they won't need a co-signer for it...it's not that much money...only $2000. Do you think they'll need a co-signer? They did for my car, but that was 3 years ago & for a lot more money. ????
Just wish me luck today, OK? I'm just dreading it!
Just wish me luck today, OK? I'm just dreading it!