Something I, and many I have known have started to use is called "CareCredit" and CareCredit(dot)com. Once on their site, go to the right side drop-down list and pick Veterinarian; follow instructions and you can get INSTANT credit, even using the number they give you before you even receive your card.
They also have 3 different payment plans you can choose from that are 0 (ZERO) interest if you pay them on time and by the time stated, depending on which one you pick. I picked a six month plan (higher payments, but paid off quicker with no interest), but believe they have a 9 month and a year one; can't remember exactly. My first time using it, but it HELPED immensely with my cats when I was in a very hard place, which I will be until July (I mean, I have enough for their 3 bags of $38/per bag dollar of food and spring water and all and my food, but no extras (except the Drinkwell Platinum since the old one broke), but nothing else!
The CareCredit is run through GE Bank and it's credible and works GREAT to be able to get 0 interest. If you are late in a payment or choose not to use one of the payment plans, the interest is very high. BUT, there's no need to miss a payment - it's a fantastic resource and you can get your cat all fixed up now!
:-D :-D :-D (If they don't approve you for as much as you need, take what they give you and ask the specialialist to call them, as they will sometimes up it if the doctor calls saying the procedure is absolutely necessary (unless your credit is really reeeeeeeeeeeeeeeeally bad).
Try it, I swear you'll love it!
Warmly,
Julie O'
Quote:
Originally Posted by rad65 
I just got back from the vet with Tails. It turns out it is an eye melanosis, the benign form. They said it looks fine now, but the vet is concerned about the location of the spot. It is bordering the fluid drainage ring on the outside of the eye, and if it touches that they won't be able to laser it off and will be forced to remove the eye. Now the only problem is that the estimate she gave was near $1,000. She said the sooner the better for this, but I honeslty have nowhere near the ballpark that number is in. She also recommends check ups every three months due to the location and the small amount of time between this not being a big problem and them not being able to save the eye (which in themselves will total nearly $1,000 in just over 2 years at $165 a pop).
I'm thinking once I get a job out of grad school this summer, the first thing I'll do is save up to have this spot removed. That would be about 6 months down the line, which should be fine as long as I am vigilent with watching the spread of it. My parents will pay to have the eye removed if it comes to that, but they will not pay for a preemptive surgery he may not ever actually need. I checked out VPI insurance and guess which eye condition they don't cover at all? Yep, melanosis.
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