I am "glad" in a way my kitties were not free out of Craig's list or something, due to me being broke looking for a cheap pet.... that would be a rude awakening!
With Bugsy's numerous health problems, and the upcoming renewal of their insurance policy, I decided it was time to upgrade their coverage. I am a true insurance believer, and it works for me - it has been nothing but wonderful saved me numerous times.
Their policy was covering $2,500 per incident - for the vast majority of cats, it would be plenty. For Bugsy, it might not be in the future... If he has to get surgeries, biopsy, ultrasound, whatever else done, it will cost more than that. On the same token, I didn't want to upgrade only him, so I did to them all. Now each one of them cost me around $27 in insurance alone. That right there is about $80.
He is on two prescriptions - one $36, which the insurance doesn't pay as is dental, and the other $30/month, which is covered.
Prescription food is around $130 for them all.
Gracie's prescription another $40
I am thinking about insuring Gracie - that will cost $37..... It will not cover Hyperthyroidism, but it will cover everything else. Since she is older and so many things can go wrong, I do think it might be a good move...
Bugsy has to go to the dentist a couple of times a year, and that costs roughly $250...
Gracie's vet another $250 2x/yr...
Every time I travel $40/day...
My Monthly expenses with insurance, prescription and food alone is $354...
That excludes litter, treats, toys, vet expenses, pet sitting, and anything out of the ordinary.
Yeah... Their expenses are pretty much as high as my own expenses. far far away from being free...... and that is not counting when something happens, like an emergency, ER, vet trip... Insurance pays most of it, but I still need to pay the deductible and 20% of it.
Have you ever put it on paper to see how much your babies are really REALLY costing you?
With Bugsy's numerous health problems, and the upcoming renewal of their insurance policy, I decided it was time to upgrade their coverage. I am a true insurance believer, and it works for me - it has been nothing but wonderful saved me numerous times.
Their policy was covering $2,500 per incident - for the vast majority of cats, it would be plenty. For Bugsy, it might not be in the future... If he has to get surgeries, biopsy, ultrasound, whatever else done, it will cost more than that. On the same token, I didn't want to upgrade only him, so I did to them all. Now each one of them cost me around $27 in insurance alone. That right there is about $80.
He is on two prescriptions - one $36, which the insurance doesn't pay as is dental, and the other $30/month, which is covered.
Prescription food is around $130 for them all.
Gracie's prescription another $40
I am thinking about insuring Gracie - that will cost $37..... It will not cover Hyperthyroidism, but it will cover everything else. Since she is older and so many things can go wrong, I do think it might be a good move...
Bugsy has to go to the dentist a couple of times a year, and that costs roughly $250...
Gracie's vet another $250 2x/yr...
Every time I travel $40/day...
My Monthly expenses with insurance, prescription and food alone is $354...
That excludes litter, treats, toys, vet expenses, pet sitting, and anything out of the ordinary.
Yeah... Their expenses are pretty much as high as my own expenses. far far away from being free...... and that is not counting when something happens, like an emergency, ER, vet trip... Insurance pays most of it, but I still need to pay the deductible and 20% of it.
Have you ever put it on paper to see how much your babies are really REALLY costing you?
With 6 kitties, going to WalMart usually means spending more on them than on ourselves. It scares me sometimes that they range in age from 4-10 years; we're going to have a houseful of geriatric cats at some point and that could become very costly.
