Credit Cards?

Okay, this is a dumb question and I guess I already know the answer, but has anyone every had any experience trying to help an elderly person get a first time credit card? My father wants to get one, but he is 80 years old, and never had one. I've been trying to research and don't want to get one of those secured (prepaid) ones. So, I thought I would see if anyone had any experience / advice / or any help to offer

I know my nan has one so its possible to get one.x

Try for a store card or one designed for less than good credit( these if you get thr right one have little to no fees and the limits are set low)

Does he have credit established otherwise (car payment, mortgage, etc.)? If so, and his payment record is good, he shouldn't have a problem. Check with his bank--they usually have decent cards.

If he has no credit or bad credit, he might need to get a secured card, at least for a while. You can usually upgrade after you've proven yourself.

Originally Posted by Willowy

Does he have credit established otherwise (car payment, mortgage, etc.)? If so, and his payment record is good, he shouldn't have a problem. Check with his bank--they usually have decent cards.

If he has no credit or bad credit, he might need to get a secured card, at least for a while. You can usually upgrade after you've proven yourself.

Click to expand...

......

Originally Posted by Willowy

Does he have credit established otherwise (car payment, mortgage, etc.)? If so, and his payment record is good, he shouldn't have a problem. Check with his bank--they usually have decent cards.

If he has no credit or bad credit, he might need to get a secured card, at least for a while. You can usually upgrade after you've proven yourself.

Click to expand...

Thanks. Unfortunately, he has no credit. He pays rent and utilities, no car, no mortgage, nothing purchsed on time. I guess I'll start with his bank, see what they have to say. The problem with the secured cards is that you are basically funding it yourself pre paid and that defeats the purpose of it being a credit card. And the fees for the ones I've seen are astronomical.