Today I have the privilege to post here your daily question for the Lounge…
After the end of year 2009 expenses, your credit card are not at the limit....…..
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Daily Question.................01/8/09
- Thread starter coolcat
- Start Date
Today I have the privilege to post here your daily question for the Lounge…
After the end of year 2009 expenses, your credit card are not at the limit....…..
Nope! That's one of the few good things about not having a credit card, lol!!!
my credit card was maxxed out about 6 months ago so thankfully i could do christmas on the cheapish well to an extent i had been getting bits in all year
Mine arent "at the limit", but the balances are high...Im resolving to pay that down significantly this year (Id say pay off, but as a grad student alas - just not enough extra $)
Only $90 went on my Visa this Christmas this year, because I ordered an NHL jersey online. All other purchases were from Christmas savings/coin savings which was good (last year more like $700 on credit card as I had no savings, so Im already doing a bit better)
Only $90 went on my Visa this Christmas this year, because I ordered an NHL jersey online. All other purchases were from Christmas savings/coin savings which was good (last year more like $700 on credit card as I had no savings, so Im already doing a bit better)
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- #5
One of the goals of this year it was not OVERLOAD the credit,.... we do some buys but we´ll going to make the payback in this january...
We have no balances at all! We really worked throughout 2009 to get down to zero balances and it was hard. But we made it.
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- #7
Christmas was a time for me to get out of credit. I've just finished paying off my overdraft. But I'm going overseas in a month so it's bound to go up again..or is that down
Somewhat higher than a normal month, but by no means threatening the limits, and won't take more than an extra month to deal with, if that.
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I have no credit card debt. I have two major credit cards I use to pay for everything (which card I use depends on various "reward" promotions) I pay them off each month, but I love using the cards, it makes it so much easier to track spending and to budget.
I never pay cash or write checks anymore.
My only debt is my car payment, which began in March 2009, (hadn't had a car payment in 6 years before that, sigh,) and I plan to pay that off two years early.
Of course some day I do hope to have my own home, which means a mortgage.
Debt is a terrible thing, it eats at your sanity.
I never pay cash or write checks anymore.
My only debt is my car payment, which began in March 2009, (hadn't had a car payment in 6 years before that, sigh,) and I plan to pay that off two years early.
Of course some day I do hope to have my own home, which means a mortgage.
Debt is a terrible thing, it eats at your sanity.
No credit cards here, so nope!
I have them nearly paid off....but now I'm thinking about going back to school, so that might change here soon.
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- #14
Seems that TCS got responsible members with credit cards...
I have never had a credit card and don't want one!My house and both vehicles are paid off,and I like it that way.If there's something I want,I pay for it.If I can't afford it,then I didn't need it that badly to begin with.Keeps me out of trouble
We don't carry a balance any month. Ever.
Thats how I am, too.
We never charge more on our credit cards than we can pay off at the end of each month. We use it for everything, cause we get cashback rewards every 6 months or so
No credit cards here. I got in BIG debt in college when I started using credit to buy more clothes rather than washing them
and learned my lesson. I have enough debt with mortgage, car payments, personal loan payments and regular bills...don't need that!
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- #20
Hey stranger!Originally Posted by Kellyyfaber
We never charge more on our credit cards than we can pay off at the end of each month. We use it for everything, cause we get cashback rewards every 6 months or so
