I agree with the neutering. Getting a female spayed can greatly increase her life span by eliminating potential female reproductive disorders such as uterine tumors and cancer. Plus, it will make your life so much easier! Females in heat are not a joy to be near! Not to mention the toms that will come-a-calling! Yeesh, what a racket they make!
I have recently re-evaluated my opinion about declawing. When I was a kid, I had a tendency to adopt every stray cat that came along. The only way I was allowed to keep them was to have them declawed. I had one cat that my mother insisted have all 4 declawed. The cat did fine, until she was attacked and killed by a dog. The poor baby didn't have a chance against that dog -- nothing with which to defend herself. If you've ever watched a cat defend herself against a bigger, relentlessly aggressive animal, you'll notice that she lays on her back to fight. The reason for this is so she can deploy her claws on the attacking animal's tender underside, thus giving her (hopefully) enough equality to hurt her attacker so she can make a run for it!
Please consider this observation when contemplating declawing. If you really, must, must, must, absolutely no question about it, must, must, must declaw, at least leave her the back ones so she stands a fighting chance if attacked!