Thanks to all who provided me with excellent advice in this thread:
http://www.thecatsite.com/forums/sho...d.php?t=196966
I bought a car yesterday, a 2010 Ford Fusion SE. It has more features (and cost a bit more) than I wanted, but they only had two on the lot (and wait time to order was 6-8 weeks). The V4 (which is what I wanted) was black and the V6 (which is what I got) was red. I just didn't like the black color and the red was much nicer.
I got a good price because I discovered that my company participates in the X plan, which means that they had already negotiated a price that was less than $200 over invoice. Didn't have to pay any extra fees like Doc fees, etc. All in all, it was a very pleasant experience. All of the people we encountered were very nice, and it was enormously helpful that I didn't have to negotiate.
I also took the advice to pre-qualify on the loan, so I feel I got a pretty good rate as well. I didn't go for the 0% rate, because it would have ended up making my monthly payments higher than I wanted, so I took the $1,000 off instead. We have the option to pay it all off with no penalty, which we just might end up doing somewhere along the line.
So, thanks again to everyone. I am once again mobile!
http://www.thecatsite.com/forums/sho...d.php?t=196966
I bought a car yesterday, a 2010 Ford Fusion SE. It has more features (and cost a bit more) than I wanted, but they only had two on the lot (and wait time to order was 6-8 weeks). The V4 (which is what I wanted) was black and the V6 (which is what I got) was red. I just didn't like the black color and the red was much nicer.
I got a good price because I discovered that my company participates in the X plan, which means that they had already negotiated a price that was less than $200 over invoice. Didn't have to pay any extra fees like Doc fees, etc. All in all, it was a very pleasant experience. All of the people we encountered were very nice, and it was enormously helpful that I didn't have to negotiate.
I also took the advice to pre-qualify on the loan, so I feel I got a pretty good rate as well. I didn't go for the 0% rate, because it would have ended up making my monthly payments higher than I wanted, so I took the $1,000 off instead. We have the option to pay it all off with no penalty, which we just might end up doing somewhere along the line.
So, thanks again to everyone. I am once again mobile!