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Thread Starter 
After reading on this site so many cases of serious diseases, chronic or emergencies, and loving owners having a horrible time with the vet bills... I gave in, and chose to have health insurance for Lucky... Only $14.00/month, and it pays 80% of all my vet expenses, aside from the annual checkup and vaccines... It pays RX, illnesses, surgery, cancer, cat scans, outpatient treatments, and even accupuncture... I just rather pay a little/month, that to be left with a huge bill, not being able to proper take care of my kitty... It covers up to $42,000 for the life of the cat, with no yearly minimum... I am happy with the choice I made. Does anybody else has insurance here? The name of the comapny is Pets Best Insurance - I heard good things about them.