Originally Posted by strange_wings
But would they honestly pay the collectible value of those items? For example, I have mint first edition OOP import cds worth around $50+ to those who collect that sort of stuff. Actual price of a cd at time of purchase would be around $22. I imagine it would be the same with movies, even the OOP collector Disney movies.
Though DH and I need to start packing soon. I'll be making a rough list of a lot of things just so I have an inventory of my own.
Well, what they will pay is totally dependent on what your policy covers -- among other things, depreciated value or replacement cost -- but they're sure as heck not going to pay for something you can't prove you owned. I think for the basic stuff, a video of your living space and the stuff in it is often sufficient for things like CDs, since it does "document" that you had however many CDs etc. They're not likely going to get worked up over whether it's 250 or 260, but they will about whether it's 50 or 500, and they know the rough value. But if you have collector's items, it would be worth having specific shots of them, so you can prove your claim. But, again, check your policy -- if it doesn't cover
replacement cost, you'll likely get a lot less than that.