Originally Posted by Brandi
I cant imagine it being a "hard row to hoe" for a Doctor with an income like that...unless the spending was a little bit out of control!
I feel that I need to put this myth to rest, because it's always p&*#$$# me off. Doctors don't work 9-5 hours like you and I do (actually, just you, since my hours are completely weird, although not in a doctor way). Doctors are on-call 24-7...at least, that's how the good ones will treat their patients. Doctors have to deal with private insurance companies...they are the ones that decide how much doctors will charge for services, not the actual doctor. They have to file claims. They have to deal with people filing frivolous lawsuits, because they think it would be an easy way to wring doctors of all of this extra money they've got lying around. The overhead a doctor pays to keep the practice running is EXHORBITANT. Their malpractice insurance (which they are required by law to have, even if they've never screwed up) os often priced so high that they struggle to pay practice expenses.
I grew up in a nice house, with nice things, and a father that absolutely worked like a DOG to give us a nice upper-middle class life. He paid his own way thorugh dental school and racked up a ton of debt and pays all of these awful fees and spends a huge amount of his life dealing with the devil incarnate (private insurers) just so his patients can rest easy.
So, it's not an easy 9-5 gig like most of us have. You get crap from your patients (the ones you're busting your butt to help) and crap from insurance companies. And don't you want the person in charge of giving you a root canal to be happy and well-paid?
I just...grrrrrrrr. I get so MIFFED when people assume that being in the medical field is all sunshine and puppies. It's not, and they deserve every cent of the money they bring in, because quite frankly, the work harder and their work is more helpful and honest* then most of ours.
*Not to imply that the rest of us are dishonest, or to imply that there are no quacks out there. But most doctors are wonderful and doing this world a HUGE service, rather than trying to clean you out. You can thank your insurer for that. And if you don't have insurance, thank your government.