Originally Posted by strange_wings
Is there anyone on here that has a chronic disease that can cause a person to become crippled or cause death? and who is on universal healthcare in another country? It might be a bit eye opening for the American members to learn from someone first hand how much healthcare will deny or drag their feet with allowing proper treatment and doctors.
I suppose I "qualify". I live in Germany, which has a dual (public or private) mandatory
health insurance scheme. This site explains the basics in English:http://www.howtogermany.com/pages/insurance.html
As for chronic diseases, I'm a survivor of childhood leukemia, and have to have blood panels done every three to four months, as I still exhibit the "symptoms" of leukemia, with very elevated dysfunctional white blood cells and very low platelet counts. I'm not undergoing any sort of treatment for it; the monitoring has been ongoing for several decades. In other words, my bone marrow, despite a transplant, is "screwy". I've had hypothyroidism, requiring daily medication and twice-yearly scans, for over 22 years, have two degenerated disks, and arthritis. I've also had emergency surgery three times in the past 12 years (ruptured tonsils, a hysterectomy, and removal of abdominal adhesions) followed by hospital stays of over a week. I.e., I'm a fairly "expensive" patient.
I've never been denied any treatment or medications, experienced any foot-dragging or waiting lists, and pay a reasonable deductible for dental work. Both my husband and myself are covered by the government health system throughout the entire European Union (27 countries). We have optional private health insurance which costs roughly €15 / $21.54 for both of us annually that covers doctors' visits and hospitalization in the U.S., as I spend about a month a year there, visiting my family, and he occasionally accompanies me.
The only complaint that I have about the health care system is that there are very few gynecologists in the area where I live, so you have to schedule routine exams a month or two in advance unless you're pregnant.
ETA: Under the government plan, we have to pay a quarterly office fee to any doctor or dentist we visit of €10 / $14.36, unless referred by our GP or regular dentist. The deductible for any
prescribed medication is €5 / $7.18.