TheCatSite.com › Forums › General Forums › The Cat Lounge › I may just cry
New Posts  All Forums:Forum Nav:

I may just cry

post #1 of 23
Thread Starter 
I finally started my job with the school district last week. Well pay day apparently was today for everyone else but me. Because I had just started my info hadn't been entered in on time so it shows me not having any hours at all last week. I don't get my frist offical check until the 28th. This means no one get's presents on Christmas, I can't pay my minimum balance to get my phone turned back on and my truck's gas light has been on since yesterday. I can't even make it back in to work this afternoon because I'll run out of gas. I tried to message a friend but she isn't online so I'm stuck. I just want to ball up under my covers.
post #2 of 23
You'll be okay.

My first Christmas Mom was feeling the same way - she was off work with me, Dad had been laid off and he and sis were sick. Mom was feeling very sad when the neighbors knocked on door on Christmas Eve with food and presents for me and sis.
post #3 of 23
Contact the payroll department supervisor and explain the situation as you have to us.

The can certain cut you a manual cheque for your wages, even if it's only for a portion of them. Today is payday, regardless of whether they 'forgot" to enter your personal data or not.

I'm having a pretty hard time of it right now too. I just declared personal bankruptcy. I'm flat broke and I don't get my disability cheque until the 31st. I put in a request for a Christmas food hamper from the Christmas Cheer Board this year Usually I'm donating to the cause, or even putting together a hamper for a family of 6. But this year I find myself on the receiving end and if it weren't for them this month I would run out of food before Christmas and have to go without until the end of the month. Christmas presents are the least of my concern right now.

Even if your work can advance you some funds , they need to do that. Your family will understand about the presents. Food, shelter and transportation to your job are the most important things right now.
post #4 of 23
Thread Starter 
I tried to ask that but it's the way the district works. When you start in the middle of a pay period they hold that first check and it get's rolled over to your first full check. Stupid really.
post #5 of 23
My thoughts are with you. Have you asked your boss of an advance on your salary so you can get gas to put in your car to get to work? It's Christmastime - miracles happen.
post #6 of 23
Thread Starter 
Quote:
Originally Posted by butzie View Post
My thoughts are with you. Have you asked your boss of an advance on your salary so you can get gas to put in your car to get to work? It's Christmastime - miracles happen.
Unfortunately my cell phone has been shut off due to non payment. The drive to her office is 15 miles.
post #7 of 23
Quote:
Originally Posted by SkyeCat0117 View Post
Unfortunately my cell phone has been shut off due to non payment. The drive to her office is 15 miles.
This will take some pride to do...

But contact your local welfare agency and ask for some interim help until you get your pay cheque.

Back in the 1980's I had to do that while I was waiting for my unemployment insurance to kick in. I had no money for food, utilities, rent, bus.. nothing. They helped me out a little. They paid my rent for one month, gave me money to buy food and some bus tickets so that I could keep looking for work and going to interviews.

I didn't feel very good about having to rely on welfare for a short while, but that is what the service was really meant to be for.... interim help for those who are in need, not a way of life as some now treat it.
post #8 of 23
Legally, I don't think they could withhold your pay due to their mistake but I don't think you want to cause a fuss on your new job... I feel for you
post #9 of 23
Quote:
Originally Posted by koodeez View Post
Legally, I don't think they could withhold your pay due to their mistake but I don't think you want to cause a fuss on your new job... I feel for you

It's not a mistake (see her later entry) - it's the way their system works. Lots of companies are like this when you start a new job.
post #10 of 23
Do you have a check cashing company by your house? They will often do advances on paychecks...for a price. You can try there.
post #11 of 23
Quote:
Originally Posted by pennicat View Post
It's not a mistake (see her later entry) - it's the way their system works. Lots of companies are like this when you start a new job.
most schoolteachers are paid by the state, & the district is sent money from state coffers. it's probably not that they don't want to pay her - it's that they actually can't.

Quote:
Originally Posted by Sweets View Post
Do you have a check cashing company by your house? They will often do advances on paychecks...for a price. You can try there.
i'd try the payday advance place.
post #12 of 23
just be careful with those advanced payday loan places there is normaly interest of at leat 30% and $75.00 for any NSF and a aprox. $200.00 failure to pay or Legal fees... you can end up oweing 2 to 3 times the amount you originally borrowed
post #13 of 23
Thread Starter 
Quote:
Originally Posted by Sibohan2005 View Post
just be careful with those advanced payday loan places there is normaly interest of at leat 30% and $75.00 for any NSF and a aprox. $200.00 failure to pay or Legal fees... you can end up oweing 2 to 3 times the amount you originally borrowed
That's exactly why I'm weary about going to one. Some if not most require you to be at your job at least a month or have a current check syub.
post #14 of 23
Do you have any credit cards or open a credit line?

When I was unemployed for 4 weeks and running out of money, I paid for things (utilities, gas, etc) by credit card...they also have credit cheques that you can write a check to someone for some interest rate.

It stinks as I'm still very limited on funds, however it did help.
post #15 of 23
Thread Starter 
The card I do have is maxed out and 3 months overdue. I'm at a point where it all seems like a constant circle of road blocks. I was out of work for so long I used up most of my resources.
post #16 of 23
Any friends or family that would allow you to borrow some cash untill you get your pay check?
post #17 of 23
Thread Starter 
I had asked one friend for a ride to work today and it showed that she read the message but she didn't reply so I'm guessing asking her for a loan is out. It's hard to go to my parents because at this time they are paying for court fines for something I did years ago so I would have to give up a great deal of pride for it. My step-dad doesn't just loan money he holds it against me till I'm blue in the face. Anytime I screw up or irritate him he throws the fines in my face so it'll be hard but may be my only resort.
post #18 of 23
It will get better. I've been there. It's so hard when money problems pile up and you have no money to take care of them. Hang in there sweetie.
post #19 of 23
Thread Starter 
Quote:
Originally Posted by luvmycat1 View Post
It will get better. I've been there. It's so hard when money problems pile up and you have no money to take care of them. Hang in there sweetie.
I know that once that check starts coming in things will slowly go back to normal but it's suck a defeated feeling in the meantime knowing that the light is right there yet still out of reach.
post #20 of 23
Thread Starter 
Well I was about ready to do one of those cash advance thingys online. It was going to be 350 and I would pay back 420 by Jan 11th. My mother found out and proceeded to tell me how stupid I am for 20 min over the phone. Which was making me feel so much better considering my situation. And she wanted me to borrow from her. I told her I'd rather incur a bunch of interest thru that company than have to live with my father belittling me for having to help me out of yet another situation. Well I guess she called my grandma to try and talk me out of it. So god bless her soul my grandma is sending me the money I need. Now mind you my grandparents are living off their retirement check which isn't much so I just started bawling like a little girl. In a nutshell my grandmother came through and is helping me out in my time of need.
post #21 of 23
You must feel awful for this. Remember money troubles affect everyone and it has no reflection on your value as a person. Accept the money from grandmother graciously and make sure you make paying her back a priority - for your sake as much as her's. Then sometime in the future you will be able to help out another person who needs it.

I know how you feel. It is awful to have to ask but that is why people are not islands. We really do need one another sometimes
post #22 of 23
Thread Starter 
I didn't even want to consider my grandparents as an option but she was so insistent on it. The deal is that I pay her half with one paycheck then the rest on the next.
post #23 of 23
Quote:
Originally Posted by SkyeCat0117 View Post
I didn't even want to consider my grandparents as an option but she was so insistent on it.
That is what families are there for--to uplift you in times of need. To love you more than they love themselves. I'm so sorry that you are in such a tight place, but the good part is that you have a job, and that once the paychecks start coming you will be able to back on your feet. As far as presents go, you could always try making something. I love handmade gifts. Most importantly--don't stress yourself out any worse over it. People will not remember what you said or what you did --they will only remember how you made them feel!

I am sorry that your father doesn't make you feel very good about yourself. I have the same situation. Just remember--you are not defined by his opinion of you.

I will be praying for you and the whole situation! If you ever need to talk about anything I will be glad to offer comfort or advice.
New Posts  All Forums:Forum Nav:
  Return Home
  Back to Forum: The Cat Lounge
TheCatSite.com › Forums › General Forums › The Cat Lounge › I may just cry