and??? Is she a stray? She sounds like a stray. Have you had her long? It sounds like she just doesn't trust you yet. Trust is sometimes a long time coming. If she is under the bed, leave her be, and don't be dragging her out. Try just ignoring her for awhile. Give her food and water, feed her on a routine schedule, keep her litter pan clean and just ignore her and let her come to you.It will happen, just not right away, but it will happen faster if you stop dragging her out from under the safest place she believes to be- which is under your bed.