Dont you just love junk debt buyers. Like most everyone else I have had my run in with credit cards. So much so that I did not use any for 10 years and did what I could to clean up my mess. Well today I got a letter from a JDB saying they would settle for half of the supposed owed amount. Well I went through my old credit reports and got a current one as well. Besides my name being correct on the letter everything else is wrong. Wrong account number for starters and besides my reports have no record of me owing anything to the supposed creditor. Let alone to anyone else. Time to send letters and tell them to ....well I will be nice and not say what I want to really say.
They probably just attached my name to an old account for my current address and will try and scare me into paying. Not gonna happen
They probably just attached my name to an old account for my current address and will try and scare me into paying. Not gonna happen