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What are you going to cut back on?

post #1 of 28
Thread Starter 
I notice it everywhere I go now. Prices are going up, and not by just a small percentage. There are some things I just don't buy anymore at the grocery store. As the price goes up on perishable items, I wonder how much worse the problem becomes when produce spoils, over ripens, etc, because people can't afford it.

Some things I buy now only on sale. Mostly things like grapes, melons, oranges and apples. Fortunately around here there are still many family owned fruit stands where you can still buy some things at a decent price. DH used to give me a hard time about growing corn because you could buy 12 for $1 just about anywhere. Now it's 3 for $1, so next year I'll probably be back to growing my own.

We've talked about giving up our landline phone and just having cells, but the service out here isn't always the best. Some things I'd miss, others don't really matter. Maybe now's a good time to share some ideas about saving money....cause pricewise, I really think it's about to hit the fan. For example, I ordered some merchandise the other day. The cost of the items was $173. The shipping was $109. You've GOT TO BE KIDDING, said I. Nope...fuel surcharge. Sigh... And it's only going to get worse.
post #2 of 28
We only have cells too because it's just easier. My family, when I was a kid and everyone was together, used to grow our own veggies in a garden. It was nice to have fresh tomatoes, carrots, melons, corn... we even had beets. Bleh! I wish we could grow our own stuff but living in an apartment makes that hard. They have a section where we can grown things but I've heard that kids and other people like to trample and steal from it.
post #3 of 28
Wow what did you order?!? Shipping charges are OUTRAGEOUS no matter what you're sending. For the service you get, it's not worth it. But that won't keep me from shopping online!

I'm definitely cutting back on groceries. In the spring I'm selling my motorcycle because of gas prices and I could use the money.

Don't you wish you didn't have to pay for food?!

I bought a Brita pitcher to filter my tap water that I'm paying for anyway instead of buying case after case of bottled water. I know the filters are expensive but I think it will still save me money in the end.

I want to be rich!!!!
post #4 of 28
Thread Starter 
Quote:
Originally Posted by TickyTat View Post
Wow what did you order?!? Shipping charges are OUTRAGEOUS no matter what you're sending. For the service you get, it's not worth it. But that won't keep me from shopping online!
It was mostly framed stuff and on sale, with a discount for buying multiple items. It was actual shipping & HANDLING, which means they probably tacked on enough to make up for the discount on the merchandise. Think I got stroked.

Quote:
I wish we could grow our own stuff but living in an apartment makes that hard. They have a section where we can grown things but I've heard that kids and other people like to trample and steal from it.
Deer are worse than kids, trust me.

Our DISH bill is astronomical, but DH refuses to drop any of the premium channels because there is always ONE lousy show he wants to watch.

I don't smoke, but my brother quit in February and figures it'll save him about $1200-$1300 per year, which is a nice chunk of change.
post #5 of 28
I'm a poor college kid, my cabinets are full of canned pasta and ramen noodles. I have like 1 or 2 decent meals a week... its no fun! We called to cancel our phone, premium channels and drop our internet back down to 3meg because our 1 year price ran out. But they called and gave us the cable boxes and phone service back for the same price as before! So that made me happy! We are also keeping the house at like 67 degrees and wearing more clothing... its not fun. And making sure lights are off... I hate budgeting!
post #6 of 28
Quote:
Originally Posted by TickyTat View Post
I want to be rich!!!!
Same here! By the way we got a Brita pitcher too at the base exchange because I've noticed that our water had 'mysterious particles' in it. I don't think I want to know what they are... The filter gets them out though and thankfully we can get the replacements from the BX cheap. We get a lot of our stuff from the BX and commissary because of the prices.

And, I don't think we have deer around here. We're right outside of DC in a metro area, so deer wouldn't be able to walk through without getting noticed or worse, hit.
post #7 of 28
I'm going to start doing the budget plan with the gas company and also I found out I can do one with the electric!!! So that will help average things out.

I don't know what food wise I'll save though.
post #8 of 28
I am trying to get mom to save on cable internet and get digi phone for 99 a month... currently we spend 140-160... I have cut back on meat ... i eat lots of hamburger and rice which is what my dog eat s
post #9 of 28
Hmmm, not sure..I am finally paying off a loan in a few months, so I may splurge
post #10 of 28
Thread Starter 
Quote:
Originally Posted by StacyD1987 View Post
And, I don't think we have deer around here. We're right outside of DC in a metro area, so deer wouldn't be able to walk through without getting noticed or worse, hit.
I knew that. I meant here. We have LOTS of deer. Bambi everywhere and they love to eat gardens.

If you have time for it, coupons can save a bunch of money on your grocery bill. It takes more time to shop, but I've cut my total at the cash register in half on a good week. The more inexpensive roasts or whole chickens are a good alternative to hamburger if you are in the habit of using a crock pot. (I LOVE my crock pot) It seems that mostly the convenience of having food ready quickly is what costs a lot.

Oh...and we changed all our light bulbs to those spirally ones.
post #11 of 28
Humm i'm really not sure yet- we don't have cable, we don't have home phones, we don't go out often at all- i cook just about everything we eat at home so that saves money. We take our thermos' with us to work so we don't buy drinks and spend money on that. We buy things in bulk to save money and portion them out ourselves. We recycle as much as possible- (including furniture, dishes, etc- a little paint goes a long ways!). We use energy efficient bulbs around the house- we don't leave lights on when we're not in a room- we make sure the house is well insulated to keep out drafts,etc. / Instead of going to Starbucks or having a fancy dessert- we make our own at home (which tastes better imo) We shop at antique/ second hand places sometimes and he builds a lot of stuff around the house/ fixes things himself. We carpool together when possible to save gas. I buy a lot of healthy store brands that i can find....we really don't live extravagant.

We spend money on the basics - PYF (pay yourself first- savings) , mortgage, utilities, gas (and we try to carpool as much as possible to cut down on it), insurance, cell plans, internet (a necessity for us), pet needs, food (i use cupons, buy in bulk, try to buy fresh fruits/etc in season, buy healthy- i don't mind spending a few extra bucks on good quality groceries that are healthy for us rather than buying junk- because the better we take care of our bodies- the less we're going to have to pay in medical bills down the road- so eating healthy, i won't sacraice- i just try to budget well.) My biggest expense are my medications- they're pricy- but i can't go without them- so that's where the majority of my money goes

I only go shopping when i set money aside specifically for a little retail therapy- i'm pretty good about sticking to my budget- but it takes discipline.

With our upcomming wedding soon too- i really don't know what else to "cut out" we're doing everything on a shoe string budget as is....so there's not much i can cut out to make room for the added expense of gas...my goal is just to save as much as i can.
post #12 of 28
I'm reversing some new bad habits...back to cooking more from scratch and buying more of our groceries from Costco and Winco.

We already keep it cool (and part of the house is heated with a wood stove) and use energy efficient bulbs. With the new roof and triple pane windows we put in about 2 years ago, it's also helped and we pay our energy/water bill on the budget plan which is helpful.

I will be paying more attention to sales for the cat food I feed. Not much more that I can do, we already bundle our internet/cable/phone (voip) and have a good deal for that, and a decent cell phone plan.

Tonight, after dh did a major grocery shop, he remarked that prices have really gone up and unfortunately, our state just passed a referendum that many feel will now simply jack up insurance costs, and I already am "expensive". sigh.
post #13 of 28
You mentioned apples and produce; I should maybe stop buying Honeycrisps. They are so damn expensive, and the Washington apples that are being sold in my area aren't even that impressive. I should probably just buy Fuji. But the limited availability of Honeycrisp makes me feel like I need to take advantage while I can. I like having annual treats to look forward to like Honeycrisp apples and Louisburg apple cider.
post #14 of 28
Everything here has gone up too, every week we get junk mail, which is just magazines about supermarkets that have things on sale, so far i have only bought foods ect that have been on sale. I also have been working a lot so there has been no time to shop for anything! Although because Trav has got a good job, and knows his first pay cheque is alot we have been splurging on clothes and jackets. After January we will have to cut back though!
post #15 of 28
Things I can cut back on are eating out, satelite, online gaming, and cat shows.
post #16 of 28
I'm hoping that the $$ I have from my soon to be paid off car loan will offset some of this...ugh, Christmas is coming...better start looking for free shipping.
post #17 of 28
We live fairly simply already.

We got a 24 month chart from power company tracking our electricity use-it comes to approx $3/day. Their average was $2.49/day but our home is heated with electric heat (no A/C) so that's not actually bad at all!! We heat mainly with wood that we harvest from our own land up north.
We dine out very infrequently the way it is and I make the vast majority of my food form scratch. I watch food specials at the 2 grocery stores I rotate shopping at and stock up heavy on items I will use. For example in about a week or 10 days chicken broth will go on sale-I've been lucky and wait for 50cents/can (swanson's) I then buy a case of chicken broth and another case of veggie and beef broth mixed. It lasts for about a year!
I have a chest freezer full of food and since I have a large veg garden preserve lots of my own stuff.
We don't have cable/satellite and only dial up internet so no additional savings to be had.
Our major expense is gas-when I run errands I do several at once as any major shopping areas are about 15-20 miles away.
I've been going to library to check out books vs buying them (ok I bought a paperback on Tuesday.)
post #18 of 28
With everything going up I'm probably going to stick with cheapo cat litter, and dust more often. I try to buy their cat food on sale (thank goodness Nutro Max, Friskies and FF go on sale regularly).

For us, we are majorly consolidating shopping trips and other errands. This summer we bought a brand new-more fuel efficient car, so that helps. We only have one car, and I will probably be getting a bus pass. The city we are moving to has a good bus system.

Foodwise, there's not much I can do there. I am cutting back on Christmas spending. And other frivolous spending. But there's not much else I can do.

ETA: I am also going to change to all CFL bulbs for lights to save money.
post #19 of 28
Quote:
Originally Posted by MechanicalMan View Post
You mentioned apples and produce; I should maybe stop buying Honeycrisps. They are so damn expensive, and the Washington apples that are being sold in my area aren't even that impressive. I should probably just buy Fuji. But the limited availability of Honeycrisp makes me feel like I need to take advantage while I can. I like having annual treats to look forward to like Honeycrisp apples and Louisburg apple cider.
Oh man am i glad to see another Honey crisp fan!!!!! Those are my FAVORITE apples! They are only sold in 1-2 stores around here for a very limited amount of time as they have a short season- so i don't mind shelling out a few extra cents for them vs. the ones you can find any other time. If you do want one that's the most similar- try Fuji - they're the closest i can find in taste to a honey crisp- but they're not as good imo. Good thing for me, honey crips are only sold for a limited amount of time around here BUT the good thing about fruit- is it's good for you! So you don't have to feel too guilty for eating healthy because healthy eating habits will save you medical bills down the road -so sometimes it's worth ti to spend a little extra in some areas (like healthy groceries- and to cut back in others).

One little side note some may consider- If anyone has an Aldi grocery store near them- definitely consider shopping there! http://www.aldifoods.com/index_ENU_HTML.htm

We make 3 grocery lists every month- one for Aldi, one for Costco (to buy in bulk and save $), and one for the regular grocery store.

I like shopping at aldi- because they have much less expensive prices on things you can find day to day in a regular store- they don't use fancy packaging or labels and as a result- the cost cutting goes directly to the consumers. They also encourage people to bring their own bags to put their groceries in - which encourages recycling and in turn saves everyone money! The list goes on- they also carry healthy stuff to- whole wheat pastas/etc at good prices The last time i went there i spent $40 and it was enough to last us for a month for a lot of things we use day to day!

When i shop at Aldi first- i get the things i would normally pay much more at a regular grocery store- for a lot less- and then it saves me soo much $. I buy in bulk at Costco for things like flour, sugar, EVOO, stuff like that- and it saves me gas money 1# because i don't have to make frequent trips to the regular store for everyday things, and 2 because buying in bulk for most things saves money if you read the amount in the packaging/etc. That saves me quite a bit. I also carpool every two weeks with my sister to get groceries/etc most of the time- so we save gas money when we do that There's ways to cut costs, but i'm just trying to figure out what else i can cut!
post #20 of 28
I already did the lightbulb changeover. I'm downgrading the cat litter that I buy to the cheaper stuff. I'm actually going to have to switch Penny off the $1 per tub Sheba and onto the less expensive MM wet (don't know how she'll take that, and will have to wait until she is more accustomed to Max in the house.)

I spent the money (worth it!) for a set of Cashmina micro-plush sheets from Domestications and will be keeping my thermostat at 60-65 degrees (I'm freezing unless it's at least 71 degrees in the house!)

As it is, I do very little food shopping, and for the cats I buy in bulk when things are on sale, so although I pay more up front, I save over time.

I'm eating more and more popcorn as a snack instead of other things, and ordered a Whirly-Pop stovetop popper to save $ over microwave popcorn costs.

Honeycrisp apples, OMG - I just tried one for the very first time this fall, and oooo boy are they YUMMY!!!

I have cut back a GREAT deal on my charitable giving - even not having much I know there are others that have less, so over the last decade, I've given as much as I could as often as I could to certain charities, but this year...I just can't donate anything.

I told my family & friends: do NOT expect gifts from me, and do NOT worry about buying me anything this year. I know who loves me and they don't need to buy me anything to prove it.

I did not join in the SS for the same reason, can't swing it.

I just hope I can get through the heating season.
post #21 of 28
Quote:
Originally Posted by GingersMom View Post
I spent the money (worth it!) for a set of Cashmina micro-plush sheets from Domestications and will be keeping my thermostat at 60-65 degrees (I'm freezing unless it's at least 71 degrees in the house!)
I need to buy a new comforter, as our new place heat isn't included in rent (it's gonna be cooooold ). So I looked at the Cashmina stuff. Do you think the comforter would be good? It's on sale too. About 1/2 the price of the down alternative comforter I was looking at.
post #22 of 28
Quote:
Originally Posted by littleraven7726 View Post
I need to buy a new comforter, as our new place heat isn't included in rent (it's gonna be cooooold ). So I looked at the Cashmina stuff. Do you think the comforter would be good? It's on sale too. About 1/2 the price of the down alternative comforter I was looking at.
I definitely think so. I like my sheet set so much I'm looking for a 2nd for less $ on eBay.

I'd have ordered the comforter too, except I have two already, plus a flannel duvet cover (also bought for low $ on eBay) I put one of the comforters inside of in the winter - that adds extra air layers and helps keep me toasty in bed.
post #23 of 28
Just a side note- for those of you wanting to save on kitty litter- the Target store brand works REALLY well! I was using the Arm & Hammer but decided to try the Target brand of scooping/clumping litter to save money- and wound up LOVING it better! I paid $7 a few nights ago for a big tub of it that was on sale!

When you're done with the plastic containers you can take them to your local animal shelter! We use the buckets the kitty litters come on after scrubbing them down -to put water in them for our dogs in the kennels! That way you're recycling too!
post #24 of 28
I work with a gal who lives just down the street from me. Our shifts changed recently at work, and now we both work the same hours. We will occasionally have different days off, but I've already asked her if she'd like to carpool to work. Of course, we won't be able to on the days I'm on call. I've changed most of my light bulbs to the fluorescent spiral kind. I've installed a programmable thermostat and put in extra attic insulation two winters ago. I only do laundry when I have full loads. I dropped my phone carrier and got the cable bundle (phone, TV and internet) which saved me about $70/month. I can't cut back on cat food, as I need to buy the prescription renal food for the girls. I've switched from Scoop Away litter to Meijer (store brand.) I use a lot of store brand items. I'm not really sure where else I can cut back.

One major thing that I've discovered (and it's going to potentially save me lots of money!) Since I've joined the employee fitness center and started working out....my migraine headaches have decreased to only about one a week. I was spending $48/week on Imitrex....I haven't bought any Imitrex in nearly a month!!! That's an incredible savings, nearly $200/month!!!
post #25 of 28
Quote:
Originally Posted by Pookie-poo View Post

One major thing that I've discovered (and it's going to potentially save me lots of money!) Since I've joined the employee fitness center and started working out....my migraine headaches have decreased to only about one a week. I was spending $48/week on Imitrex....I haven't bought any Imitrex in nearly a month!!! That's an incredible savings, nearly $200/month!!!
That's awesome!!! We get a city employee discount at our local gym too so that's where we workout as well! Getting into shape really does help cut down on medical issues! Good for you!
post #26 of 28
Thread Starter 
This isn't a great savings, but a few bucks here and there adds up.

I have 15 feline mouths to feed and most of them love getting pouched treats once in a while. They run anywhere from $1.19 to $1.79, and with that many mouths, a pouch doesn't last that long. I stopped buying the pouches and instead got a bag of food that they don't normally get (Friskeys), put some in a baggy and give it to them like treats. They love anything that's not their regular food and think they're getting something really special. I don't know if it's any better or worse for them than the more expensive treats, but it's MUCH cheaper.

Yeah, popcorn for a snack is much cheaper than chips, and probably better for you.

Way to go Pookie. Don't exercise too much or you'll have to buy a whole new wardrobe.
post #27 of 28
Quote:
Originally Posted by Cinder View Post
Way to go Pookie. Don't exercise too much or you'll have to buy a whole new wardrobe.
HeeHeee! I can spend some of the money I'd normally be spending on Imitrex on a new wardrobe!!! Honestly, I wouldn't complain too much about it, lol!
post #28 of 28
I buy food in bulk at discount stores and cook nearly all of my meals from scratch. Since I know how to sew, I save a lot of money by making a lot of things that people buy, like blankets, curtains and some clothes. DH grew a garden over the summer and we were very sad when it got cold and we had to actually buy tomatoes.

We replaced the gas guzzlers with more fuel efficient cars, and moved closer to our jobs. We're keeping a very close eye on solar technology, which is not only getting more efficient, but less expensive. We're saving up to convert our home to all solar, probably in another 2 years. Our heating bill in the winter right now is about $300 and that's a bill I would love to lose.
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