only 1 ...and it`s 1 too many for my liking!(We had to use it last winter when our furnace went out...then the dryer needed repair, then the washer,then the oven.....and then our sweeper died! Gesh!) I hate oweing $
None, DH does not believe in them, if you can't pay cash, you don't get it. I keep trying to tell him we should have one for emergency. That is what savings is for is his response. Only thing we owe on is our house, it is actually kind of nice.
3 sort of...I charge every thing on one card & pay off the balance every month. Another card is for emergency (knock on wood we haven't had the chance to use it). The last one is our ATM card but can use it like VISA. I only use this card if the vendor doesn't accept my first card.